Lake County property record for 5635 Reef Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,028 sqft · built 1973 |
| Lot Size | 0.206 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Nov 1986) |
| Tax Bill | $9,465 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-A-092-D-00-051-0 |
| Primary APN | 19-A-092-D-00-051-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,999 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 372 sqft |
| Patio Area | 500 sqft |
| Balcony | Balcony |
| Balcony Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 34 |
|---|---|
| Street Address | 5635 REEF RD |
| City | MENTOR ON THE LAKE |
| State | OH |
| Zip | 44060-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 1 TRACT 12 |
| Legal Subdivision | LAKEWAY WOODS SUBDIVISION NO. 5 |
| Legal Tract | 12 |
| Legal Lot Number | 344 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR-ON-THE-LAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 202500 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5635 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 1986 · Amount on Record |
| Deed Sale | Nov 7, 1986 · Amount on Record |
| Deed Document Number | CF 4970 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5635 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 5635 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000011184 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023R011184 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5635 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000004061 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000004061 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 4061 |
| Name | MIDDLEFIELD BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLEFIELD, OH 44062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor-on-the-Lake City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,465.00 (+126.44%) Homeowner's exemption | $73,970 (-) Land $18,200 Building $55,770 | |
| 2022 | $4,180.00 Homeowner's exemption | $73,970 Land $18,200 Building $55,770 | |
| 2021 | $211,350 Land $52,000 Building $159,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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