5635 Lake Rd E, Apt 302E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5635 Lake Rd E, Apt 302E, Geneva, OH 44041

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 880 sqft · built 1990
Lot Size	2.36 acres (102,870 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2008)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-030-00-091-48`

Property Details

APN / Parcel Number

Primary APN	`21-030-00-091-48`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Units	53 Units
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	102,870 sqft (2.36 acres)
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Frame Porch
Porch Area	18 sqft
Patio Area	125 sqft
Balcony Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5635 LAKE RD E, 302E
City	GENEVA
State	OH
Zip	44041-9033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	STURGEON POINT E UNIT 3021.74 INTEREST ABATE-EXPIRED
Legal Subdivision	STURGEON POINT
Legal Block	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

5635 Lake Rd E, Apt 302E is owned by an individual who acquired it in August 2024.

Source: Ashtabula County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	28027 SITES RD, BAY VILLAGE, OH 44140-2016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2008 · Amount on File
Deed Sale	Apr 29, 2008 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Document Number	20084670
Deed Book / Page	432 / 1623
Last Transfer Date	Aug 15, 2024
Transfer Doc	0000001118
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Oct 1, 2026
Property Address	5635 LAKE RD E, 302E, GENEVA, OH 44041-9033
Document Number	0000009268
Book / Page	881 / 1682
Instrument Date	Sep 25, 2026
Instrument	20269268
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28027 SITES RD, BAY VILLAGE, OH 44140-2016

Mortgage

Document Number	0000009268,
Date	Oct 1, 2026
Book Page	881/1682
Instrument	20269268

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5635 Lake Rd E, Apt 302E was $4,806.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00	$57,610 Land $9,100 Building $48,510	$164,600 Land $26,000 Building $138,600
2023	$2,689.00 (+12.98%)	$57,610 (+21.46%) Land $9,100 Building $48,510	$164,600 Land $26,000 Building $138,600
2022	$2,380.00	$47,430 Land $7,000 Building $40,430
2020			$135,500 Land $20,000 Building $115,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5635 Lake Rd E, Apt 302E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Lake Rd E, Apt 302E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20