5635 Chesapeake Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5635 Chesapeake Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,956 sqft · built 1990
Lot Size	1.64 acres (2,178 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Sep 2010)
Tax Bill	$7,968 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-127-003`

Property Details

APN / Parcel Number

Primary APN	`09-28-127-003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,956 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (1.64 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5635 CHESAPEAKE DR
City	MCHENRY
State	IL
Zip	60050-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0042048 UNIT 5635 CHESAPEAKE HILLS CONDO OF MCHENRY PHASE 1 (PT W PT E 452.18FT NE1/4 NW1/4)
Legal Subdivision	CHESAPEAKE HILLS CONDO OF MCHENRY PHASE
Legal Phase	1
Legal Block	127
Legal Unit	5635
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2070
Census Tract	870501

Owner

5635 Chesapeake Dr is owner-occupied and held in a trust since September 2010.

Source: McHenry County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5635 CHESAPEAKE DR, MCHENRY, IL 60050-3339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit BAXTER CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AUTO CLUB TRUST FSB
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2010 · Amount on File
Deed Sale	Sep 23, 2010 · Amount on File
Deed Document Number	201042048
Prior Transfer Date	Oct 10, 1997
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5635 CHESAPEAKE DR, MCHENRY, IL 60050-3339
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023844
Date	Apr 27, 2021
Instrument	2021R0023844

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5635 CHESAPEAKE DR, MCHENRY, IL 60050-3339
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023844
Date	May 4, 2021
Instrument	2021R0023844

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 30, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5635 CHESAPEAKE DR, MCHENRY, IL 60050-3339
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014458
Date	Mar 16, 2021
Instrument	2021R0014458

Lender

Name	AUTO CLUB TRUST FSB
Type	Bank
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5635 CHESAPEAKE DR, MCHENRY, IL 60050-3339
Document Number	0000038897
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5635 CHESAPEAKE DR MCHENRY IL 600503339, MCHENRY, IL 60050-3339

Mortgage

Document Number	0000038897
Date	Nov 13, 2018
Instrument	38897

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,968.00	$112,202 Land $14,743 Building $97,459	$336,606 Land $44,229 Building $292,377
2022	Disabled Person's exemption	$93,256 Land $12,253 Building $81,003	$279,768 Land $36,759 Building $243,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5635 Chesapeake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Chesapeake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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