Highlands County property record for 5634 Matanzas Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,804 sqft · built 2005 |
| Lot Size | 0.13 acres (5,687 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $215,000 (Sep 2019) |
| Tax Bill | $1,989 (2024) |
| Deeds & Mortgages | Jan 2017 Line of Credit Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2750-109B |
| Primary APN | C-04-34-28-130-2750-109B |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,687 sqft (0.13 acres) |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 180 sqft |
| Porch | Open Porch |
| Porch Area | 262 sqft |
| Patio Area | 330 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5634 MATANZAS DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1505 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 NELY 12.45 FT OF LOT 108 + SWLY 24.84 FT OF LOT 109 BLK 275 AKA UNIT 2 OF PARCEL A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | E D U I VILLAS S N L SEB |
| Legal Block | 275 |
| Legal Lot Number | 108 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960503 |
5634 Matanzas Dr, a duplex, is owner-occupied and held in a trust since September 2019.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5634 MATANZAS DR, SEBRING, FL 33872-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Prior Sale | Apr 21, 2011 · Amount on File |
| Deed Document Number | 1958240 |
| Deed Book / Page | 2715 / 1032 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5634 MATANZAS DR, SEBRING, FL 33872-1505 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001837843 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 2560/0429 |
| Instrument | 1837843 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5634 MATANZAS DR, SEBRING, FL 33872-1505 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001873702 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 2608/0633 |
| Instrument | 1873702 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 30, 2019 |
| Property Address | 5634 MATANZAS DR, SEBRING, FL 33872-1505 |
| Document Number | 0001958240 |
| Book / Page | 2715 / 1032 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 1958240 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237-250 DUNDAS ST S CAMBRIDGE ON N1R 8A8, 237-250, XX |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3408 MANOR DR, SEBRING, FL 33872-7623 |
| Document Number | 0027151034 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2715/1034 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,536 | $229,430 Land $12,500 Building $216,930 | |
| 2024 | $1,989.00 (+2.47%) | ||
| 2023 | $1,941.00 (+1.73%) Homeowner's exemption | $159,016 (+3%) | $218,690 (+14.46%) Land $10,750 Building $207,940 |
| 2022 | $1,908.00 Homeowner's exemption | $154,384 | $191,059 Land $10,750 Building $180,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5634 Matanzas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5634 Matanzas Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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