5634 E Lake Rd, Hamilton, NY 13346 Property Records

Madison County and Madison Town property record for 5634 E Lake Rd, Hamilton, NY 13346

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,768 sqft · built 1850
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Mar 2011)
Tax Bill	$6,469 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2019 Loan Modification + 1 more
APN	`254089 138.-2-40.112`

Property Details

APN / Parcel Number

Primary APN	`254089 138.-2-40.112`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,264 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	53,579 sqft (1.23 acres)
Porch	Slab
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5634 E LAKE RD
City	HAMILTON
State	NY
Zip	13346-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	40.112
Jurisdiction	MADISON NY
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2031
Census Tract	31000

Owner

Source: Madison County and Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5634 E LAKE RD, HAMILTON, NY 13346-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit NBT BK
Mar 14, 2019	Loan Modification, Mortgage · Conventional Mortgage NBT BK
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2011 · Amount on Record
Deed Sale	Mar 1, 2011 · Amount on Record
Deed Book / Page	2011 / 1101
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	5634 E LAKE RD, HAMILTON, NY 13346-3526
Document Number	0000004265
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5634 E LAKE RD HAMILTON NY 133463526, HAMILTON, NY 13346-3526

Mortgage

Document Number	0000004265
Date	Aug 26, 2020
Instrument	4265

Lender

Name	NBT BK
Type	Bank
Address	HAMILTON, NY 13346

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON NY
Property Address	5634 E LAKE RD, HAMILTON, NY 13346-3526
Document Number	0000001241
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5634 E LAKE RD HAMILTON NY 133463526, HAMILTON, NY 13346-3526

Mortgage

Document Number	0000001241
Date	Mar 20, 2019
Instrument	1241

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2044

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	5634 E LAKE RD, HAMILTON, NY 13346-3526
Document Number	0000001240
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5634 E LAKE RD HAMILTON NY 133463526, HAMILTON, NY 13346-3526

Mortgage

Document Number	0000001240
Date	Mar 20, 2019
Instrument	1240

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2044

Tax Assessment & Valuation

Source: Madison County and Madison Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Madison Town
Unified School District	Madison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,469.00 (+0.42%) Homeowner's exemption
2025	$6,442.00	$135,000 (-) Land $22,000 Building $113,000	$269,461 (+17.76%) Land $43,912 Building $225,549
2023		$135,000 Land $22,000 Building $113,000	$228,814 Land $37,288 Building $191,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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