5633 Walnut Point Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5633 Walnut Point Ln, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,444 sqft · built 1987
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$234,900 (Jun 2015)
Tax Bill$4,040 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA883001637

Property Details

APN / Parcel Number

Primary APNA883001637
Alternative APN
  • 3-157C-6263-00-0093.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,444 sqft Living Area
Gross Area4,025 sqft
1st Floor Area2,084 sqft
Basement Area1,500 sqft
Finished Basement360 sqft
Unfinished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
TerrainRolling
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883001637
Street Address5633 WALNUT POINT LN
CitySAINT CHARLES
StateMO
Zip63304-4539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALNUT CREEK #1 LOT 93
Legal SubdivisionWALNUT CREEK #1
Legal Lot Number93
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1008
Census Tract311114

Owner

5633 Walnut Point Ln is owned and occupied by two individuals who bought it in June 2015.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5633 WALNUT POINT LN, SAINT CHARLES, MO 63304-4539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 4, 2020Deed of Trust, Mortgage
REGIONS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2015 · Amount on File
Deed SaleJun 30, 2015 · Amount on File
Prior SaleNov 16, 2012
Deed Document Number2015425050
Deed Book / Page6381 / 215
Prior Transfer DateNov 8, 2012
Prior Transfer Doc0000885520
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5633 WALNUT POINT LN, SAINT CHARLES, MO 63304-4539
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5633 WALNUT POINT LN, SAINT CHARLES, MO 63304-4539

Mortgage

Document Number0000104128
DateDec 29, 2021
Instrument2021R-104128
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJan 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5633 WALNUT POINT LN, SAINT CHARLES, MO 63304-4539
Document Number0000069603
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5633 WALNUT POINT LN ST CHARLES MO 633044539, ST CHARLES, MO 63304-4539

Mortgage

Document Number0000069603
DateSep 21, 2020
Instrument69603
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
AmountAmount on Record
Term180 Months
DueSep 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5633 Walnut Point Ln was $4,040, up 11.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,113 (-)$358,492 (-) Land $65,000 Building $293,492
2025$4,040.00 (+11.14%)$68,113$358,492 Land $65,000 Building $293,492
2024$3,635.00
2023$60,833 (+19.29%)
2022$3,280.00$50,994$320,172 (+19.29%) Land $65,000 Building $255,172
2021$268,389 Land $55,000 Building $213,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5633 Walnut Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5633 Walnut Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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