St. Louis County property record for 5632 W 8th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1901 |
| Lot Size | 0.107 acres (4,685 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,704 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-12160 |
| Primary APN | 010-4520-12160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Gross Area |
| 1st Floor Area | 636 sqft |
| Basement Area | 159 sqft |
| Finished Basement | 159 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,685 sqft (0.107 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 25 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1094712 |
|---|---|
| Street Address | 5632 W 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 1/2 OF LOT 11 AND ALL OF LOT 12 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 89 |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3000 |
5632 W 8th St is owned and occupied by an individual who acquired it in August 2020.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5632 W 8TH ST, DULUTH, MN 55807-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Aug 21, 2020 | Quit Claim Deed, Transfer LEND SMART MTG |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2020 |
| Transfer Doc | 00A1388544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5632 W 8TH ST, DULUTH, MN 55807-1323 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001411761 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 1411761 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 21, 2020 |
| Property Address | 5632 W 8TH ST, DULUTH, MN 55807-1323 |
| Document Number | 00A1388544 |
| Instrument Date | Aug 10, 2020 |
| Instrument | A1388544 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5632 W 8TH ST DULUTH MN 558071323, DULUTH, MN 55807-1323 |
| Document Number | A1388545 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | A1388545 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5632 W 8TH ST, DULUTH, MN 55807-1323 |
| Document Number | 00A1308184 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5632 W 8TH ST DULUTH MN 558071323, DULUTH, MN 55807-1323 |
| Document Number | 00A1308184 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | A1308184 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 27, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5632 W 8th St was $2,704 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (+12.57%) Homeowner's exemption | ||
| 2025 | $2,402.00 (-4.15%) Homeowner's exemption | $227,700 (+14.08%) Land $12,100 Building $215,600 | $227,700 (+14.08%) Land $12,100 Building $215,600 |
| 2024 | $2,506.00 | $199,600 Land $12,900 Building $186,700 | $199,600 Land $12,900 Building $186,700 |
| 2022 | $184,900 Land $11,900 Building $173,000 | $184,900 Land $11,900 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5632 W 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5632 W 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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