5632 Straight Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 5632 Straight Rd, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 2006
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2023)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2022 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`K07-14-15`

Property Details

APN / Parcel Number

Primary APN	`K07-14-15`
Alternative APNs	`7500431190000` `30514` `21641` `19585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,678 sqft Finished Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
Porch	Patio
Porch Area	54 sqft
Deck Area	82 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	19585
Street Address	5632 STRAIGHT RD
City	ORIENTAL
State	NC
Zip	28571-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 SPICERS CREEK 0012150 7500431190000
Legal Subdivision	SPICERS CREEK
Legal Lot Number	15
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3036
Census Tract	950202

Owner

Source: Pamlico County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5632 STRAIGHT RD, ORIENTAL, NC 28571-8646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE LENDING LLC
May 12, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	May 12, 2022 · Amount on File
Prior Transfer Date	Nov 24, 2007
Prior Transfer Doc	000507/192
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Mar 29, 2023
Property Address	5632 STRAIGHT RD, ORIENTAL, NC 28571-8646
Document Number	000711/457
Book / Page	711 / 457
Map Reference	CAB A SL 58-5&58-6
Instrument Date	Mar 20, 2023
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5632 STRAIGHT RD, ORIENTAL, NC 28571-8646

Mortgage

Document Number	0000711460
Date	Mar 29, 2023
Instrument	711/460

Lender

Name	ADVANTAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PAMLICO NC
Recording Date	May 12, 2022
Property Address	5632 STRAIGHT RD, ORIENTAL, NC 28571-8646
Document Number	000699/318
Book / Page	699 / 318
Map Reference	CAB A SL 58-5&58-6
Instrument Date	May 11, 2022
Transaction Type	Foreclosure
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Tax	$547.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (+2.96%)	$207,174 (-) Land $52,714 Building $154,460	$207,174 (-) Land $52,714 Building $154,460
2023	$1,421.00	$207,174 Land $52,714 Building $154,460	$207,174 Land $52,714 Building $154,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 284 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	171 (1999–2019)
Claims Outside the SFHA	13 of 171
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 95 claims Hurricane Irene, Aug 2011 · 48 claims Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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