Deschutes County property record for 56313 Mirror Rock Loop, Bend, OR 97707 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,735 sqft · built 2024 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on File |
| Last Sale | $389,000 (Feb 2022) |
| Tax Bill | $14,584 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201116 BB 01200 |
| Primary APN | 201116 BB 01200 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,735 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Mixed |
| Garage Area | 1,054 sqft |
| Account Number | 285023 |
|---|---|
| Street Address | 56313 MIRROR ROCK LOOP |
| City | BEND |
| State | OR |
| Zip | 97707-2680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:338 SUBD:CALDERA SPRINGS PHASE A SEC/TWN/RNG/MER:SEC 16 TWN 20 RNG 11 MAP REF:201116-BB |
| Legal Subdivision | CALDERA SPRINGS PHASE A |
| Legal Lot Number | 338 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 301 |
Source: Deschutes County records · APN 201116 BB 01200
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 466 VILLA BLANCA CT, ENCINITAS, CA 92024-6700 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Feb 25, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 2022-07948 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 56313 MIRROR ROCK LOOP, BEND, OR 97707-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0000021428 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2025-21428 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 56313 MIRROR ROCK LOOP, BEND, OR 97707-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024144 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023-24144 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 25, 2022 |
| Property Address | 56313 MIRROR ROCK LOOP, BEND, OR 97707-2680 |
| Document Number | 0000007948 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022-07948 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 466 VILLA BLANCA CT, ENCINITAS, CA 92024-6700 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,584.00 (+475.99%) | $900,530 (+360.46%) | $1,769,220 (+324.27%) Land $435,000 Building $1,334,220 |
| 2024 | $2,532.00 (+2.14%) | $195,570 (+3%) | $417,000 (+10.03%) Land $417,000 |
| 2023 | $2,479.00 | $189,880 | $379,000 Land $379,000 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170003014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 49% of the US · above 18% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures