Lake County property record for 5631 Spinnaker Loop, Lady Lake, FL 32159 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,244 sqft · built 2004 |
| Lot Size | 0.499 acres (21,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (May 2025) |
| Tax Bill | $5,717 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-24-0500-00I-00500 |
| Primary APN | 13-18-24-0500-00I-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,913 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 21,715 sqft (0.499 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3390601 |
|---|---|
| Street Address | 5631 SPINNAKER LOOP |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS UNIT 1 LOT 5 BLK I PB 30 PGS 13-27 ORB 6535 PG 175 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS UNIT |
| Legal Tract | 0500 |
| Legal Block | I |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30410 |
Source: Lake County records · APN 13-18-24-0500-00I-00500
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9621 SW 59TH TER, MIAMI, FL 33173-1582 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Sep 29, 2020 | Warranty Deed, Transfer FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 202565294 |
| Deed Book / Page | 6535 / 175 |
| Prior Transfer Date | Sep 07, 2010 |
| Prior Transfer Doc | 0039481413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 5631 SPINNAKER LOOP, LADY LAKE, FL 32159-6033 |
| Document Number | 0000080163 |
| Book / Page | 6767 / 1118 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202680163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5631 SPINNAKER LOOP, LADY LAKE, FL 32159-6033 |
| Document Number | 0000080163, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 6767/1118 |
| Instrument | 202680163 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 27, 2021 |
| Property Address | 5631 SPINNAKER LOOP, LADY LAKE, FL 32159-6033 |
| Document Number | 0057172402 |
| Book / Page | 5717 / 2402 |
| Map Reference | MB 30 PG 13-27 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021073678 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 361 SPARROW BRANCH CIR, SAINT JOHNS, FL 32259-4543 |
| Name | Verified Name |
|---|---|
| Address | 5631 SPINNAKER LOOP, LADY LAKE, FL 32159-6033 |
| Document Number | 0057172404 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 5717/2404 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 5631 SPINNAKER LOOP, LADY LAKE, FL 32159-6033 |
| Document Number | 0055511800 |
| Book / Page | 005551 / 001800 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 107667 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,946.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5631 SPINNAKER LOOP LADY LAKE FL 321596033, LADY LAKE, FL 32159-6033 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,718 (-) Land $80,000 Building $278,718 | $358,718 (-) Land $80,000 Building $278,718 | |
| 2025 | $5,717.00 (+4.5%) | $358,718 (+3.15%) Land $80,000 Building $278,718 | $358,718 (+3.15%) Land $80,000 Building $278,718 |
| 2024 | $5,471.00 (+10.08%) | ||
| 2023 | $4,970.00 (+19.21%) | $347,765 (+28.99%) | $347,765 (+28.99%) Land $80,000 Building $267,765 |
| 2022 | $4,169.00 | $269,612 | $269,612 Land $48,000 Building $221,612 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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