5631 Second St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 5631 Second St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 1965
Lot Size	0.177 acres (7,724 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2023)
Tax Bill	$1,245 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-101-02`

Property Details

APN / Parcel Number

Primary APN	`057-101-02`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Heated Area
1st Floor Area	520 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,724 sqft (0.177 acres)
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	057-101-02
Street Address	5631 SECOND ST
City	CHARLOTTE
State	NC
Zip	28208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L327 &328 M4-668
Legal Subdivision	TODD PARK
Legal Lot Number	327,328 328
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2008
Census Tract	6016

Owner

Source: Mecklenburg County records, as of August 3, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12104 COPPER WAY STE 201, 201, CHARLOTTE, NC 28277-4794
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2021	Special Warranty Deed, Transfer
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STEVE CAMBRIA
Oct 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Sep 16, 2021
Deed Document Number	2023069781
Deed Book / Page	38267 / 265
Record Updated	Jun 7, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 24, 2023
Property Address	5631 SECOND ST, CHARLOTTE, NC 28208
Document Number	0000069781
Book / Page	38267 / 265
Map Reference	MB 4 PG 668
Instrument Date	Jul 24, 2023
Instrument	2023069781
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 HEATHERSHIRE LN, MATTHEWS, NC 28105-4079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12104 COPPER WAY STE 201, 201, CHARLOTTE, NC 28277-4794

Mortgage

Document Number	0000069782
Date	Jul 24, 2023
Book Page	38267/268
Instrument	2023069782

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5631 SECOND ST, CHARLOTTE, NC 28208
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223089
Date	Nov 23, 2021
Book Page	36797/827
Instrument	2021223089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2021
Property Address	5631 SECOND ST, CHARLOTTE, NC 28208
Document Number	0000177896
Book / Page	36535 / 939
Map Reference	MB 4 PG 668
Instrument Date	Sep 16, 2021
Instrument	2021177896
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 HEATHERSHIRE LN, MATTHEWS, NC 28105-4079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 KEATHERSHIRE LN, MATTHEWS, NC 28105

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 28, 2021
Property Address	5631 SECOND ST, CHARLOTTE, NC 28208
Document Number	0000125268
Book / Page	36231 / 117
Map Reference	MB 4 PG 668
Instrument Date	Jun 25, 2021
Instrument	2021125268
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CROMER ST, CHARLOTTE, NC 28208-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 HEATHERSHIRE LN, MATTHEWS, NC 28105-4079

Mortgage

Document Number	0000125269
Date	Jun 28, 2021
Instrument	2021125269

Lender

Name	STEVE CAMBRIA
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2022

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2018
Property Address	5631 SECOND ST, CHARLOTTE, NC 28208
Document Number	0000135946
Book / Page	033075 / 000272
Instrument Date	Oct 23, 2018
Instrument	135946
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 MARTIN ST CHARLOTTE NC 282165531, CHARLOTTE, NC 28216-5531

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,245.00	$129,100 Land $50,000 Building $79,100	$129,100 Land $50,000 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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