5631 Chipstone Trail Ln, Katy, TX 77493 Property Records

Harris County property record for 5631 Chipstone Trail Ln, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,145 sqft · built 2018
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on File
Last Sale$371,300 (May 2019)
Tax Bill$7,829 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN136-659-002-0008

Property Details

APN / Parcel Number

Primary APN136-659-002-0008
Alternative APN
  • 0480490000056

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,145 sqft Living Area
1st Floor Area2,081 sqft
AtticAttic
Attic Area1,064 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,750 sqft (0.201 acres)
Garage Area605 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1366590020008
Street Address5631 CHIPSTONE TRAIL LN
CityKATY
StateTX
Zip77493-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK 2 ENCLAVE AT KATY
Legal SubdivisionENCLAVE AT KATY
Legal Block2
Legal Lot Number8
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2003
Census Tract542800

Owner

5631 Chipstone Trail Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5631 CHIPSTONE TRAIL LN, KATY, TX 77493-3069
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on File
Deed SaleMay 31, 2019 · Amount on File
Deed Document Number2019227172
Prior Transfer DateMay 30, 2019
Prior Transfer Doc2019227172
Record UpdatedOct 29, 2026

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateMay 31, 2019
Property Address5631 CHIPSTONE TRAIL LN, KATY, TX 77493-3069
Document Number0000227172
Instrument DateMay 30, 2019
Instrument227172
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 10, 2019
Title CompanyMI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5631 CHIPSTONE TRAIL LN KATY TX 774933069, KATY, TX 77493-3069

Mortgage

Document Number227173
DateMay 31, 2019
Instrument227173
Lender
NameM/L FIN'L LLC
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount on Record
Term360 Months
DueMay 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5631 Chipstone Trail Ln was $7,829 with a homeowner's exemption, up 6.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityKaty City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,453 (+2.38%) Land $80,500 Building $419,953$500,453 (+2.38%) Land $80,500 Building $419,953
2025$7,829.00 (+6.49%) Homeowner's exemption$488,829 Land $80,500 Building $408,329$488,829 Land $80,500 Building $408,329
2024$7,352.00
2023$454,593 Land $80,500 Building $374,093$454,593 Land $80,500 Building $374,093
2022$6,428.00
2020$7,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5631 Chipstone Trail Ln in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 254 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies254 in force
Nearby Flood Claims64 (1983–2021)
Claims Outside the SFHA25 of 64
Most Recent ClaimFeb 2021 · Severe Winter Storms
Claims by Event
  • Severe Winter Storms, Feb 2021 · 2 claims
  • Hurricane Harvey, Aug 2017 · 48 claims
  • Severe Storms And Flooding, Apr 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5631 Chipstone Trail Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KATY
serves 25,253 people · EPA ID TX1010017
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Chipstone Trail Ln

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