5630 W Mall, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5630 W Mall, Atascadero, CA 93422

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,298 sqft · built 1987
Lot Size	0.03 acres (1,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jan 2022)
Tax Bill	$6,725 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`029-091-021`

Property Details

APN / Parcel Number

Primary APN	`029-091-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,298 sqft (0.03 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5630 WEST MALL
City	ATASCADERO
State	CA
Zip	93422-7223
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF10
Legal Description	CY ATAS TR 1230 UNIT 16 & PTN LT 1
Legal Subdivision	TRACT 1230 UN 16
Legal Tract	1230
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2016
Census Tract	12502

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5630 WEST MALL, ATASCADERO, CA 93422-7223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL CORP
Jan 18, 2022	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURE ONE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	20222487
Prior Transfer Date	Feb 20, 2021
Prior Transfer Doc	0000016917
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5630 WEST MALL, ATASCADERO, CA 93422-7223
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 WEST MALL, ATASCADERO, CA 93422-7223

Mortgage

Document Number	0000002490
Date	Jan 18, 2022
Instrument	2022002490

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2022
Property Address	5630 WEST MALL, ATASCADERO, CA 93422-7223
Document Number	0000002487
Map Reference	MB 13 PG 89
Instrument Date	Jan 13, 2022
Instrument	2022002487
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5630 WEST MALL, ATASCADERO, CA 93422-7223

Mortgage

Document Number	0000002488
Date	Jan 18, 2022
Instrument	2022002488

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000002489
Date	Jan 18, 2022
Instrument	2022002489

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 4, 2021
Property Address	5630 WEST MALL, ATASCADERO, CA 93422-7223
Document Number	0000016917
Map Reference	MB 13 PG 89
Instrument Date	Feb 20, 2021
Instrument	2021016917
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7155 SANTA YSABEL AVE, ATASCADERO, CA 93422-4561

Mortgage

Document Number	0000016918
Date	Mar 4, 2021
Instrument	2021016918

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,626 (+2%) Land $248,958 Building $297,668
2025	$6,725.00 (+6.14%) Homeowner's exemption	$535,909 (+4.04%) Land $244,077 Building $291,832
2023	$6,336.00 (+46.5%) Homeowner's exemption	$515,100 Land $234,600 Building $280,500
2022	$4,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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