Charlevoix County property record for 5630 Stephens Rd, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,830 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Oct 2005) |
| Tax Bill | $3,753 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-001-002-45 |
| Primary APN | 007-001-002-45 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,830 sqft Building Perimeter |
| 1st Floor Area | 1,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 676 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5630 STEPHENS RD |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | COM AT N1/4 COR OF SEC 1 T33N R7W TH AL N&S1/4 LI OF SD SEC ALSO BEING C/L OF STEPHENS RD S01DEG14'24E (RECD AS S0DEG25'34E) |
| Legal Range | 07W |
| Legal Township | 33N |
| Legal Section | 01 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | HAYES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 400 |
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5630 STEPHENS RD, CHARLEVOIX, MI 49720-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2005 · Amount on Record |
| Deed Sale | Oct 4, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Hayes Township |
| Unified School District | Boyne City Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,000 (+9.24%) | $636,000 (+9.24%) | |
| 2025 | $3,753.00 (+3.05%) Homeowner's exemption | $291,100 (+10.43%) | $582,200 (+10.43%) |
| 2024 | $3,642.00 (+7.72%) | ||
| 2023 | $263,600 | $527,200 | |
| 2022 | $3,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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