5630 Saddle Ln, Solon, OH 44139 Property Records

Cuyahoga County property record for 5630 Saddle Ln, Solon, OH 44139

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,830 sqft · built 1997
Lot Size1 acres (43,647 sqft)
OwnerIndividual Name on Record
Last Sale$675,000 (Apr 2022)
Tax Bill$12,929 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN951-24-019

Property Details

APN / Parcel Number

Primary APN951-24-019

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,830 sqft Living Area
1st Floor Area1,868 sqft
2nd Floor Area1,962 sqft
Basement Area1,836 sqft
Finished Basement904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,647 sqft (1 acres)
Lot Dimensions377 ft deep x 237 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area14 sqft
Deck Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address5630 SADDLE LN
CitySOLON
StateOH
Zip44139-1580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionTR 1 18 HORSESHOE FARMS SUBD 0003
Legal SubdivisionHORSESHOE FARMS SUB
Legal Tract1
Legal Lot Number3
JurisdictionCUYAHOGA OH
Township / Civil DivisionSOLON
Census Block Group2
Census Block2004
Census Tract184104

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5630 SADDLE LN, SOLON, OH 44139-1580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Warranty Deed, Transfer · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleOct 23, 1996 · Amount on Record
Deed Document Number202204040147
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 4, 2022
Property Address5630 SADDLE LN, SOLON, OH 44139-1580
Document Number0000000147
Map ReferenceVOL 302 PG 4
Instrument DateMar 24, 2022
Instrument202204040147
Transaction TypeTransfer
Record UpdatedMay 4, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1000 GANER DR, PITTSBURGH, PA 15238

Mortgage

Document Number0000000148
DateApr 4, 2022
Instrument202204040148
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateApr 1, 2037
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate8.37%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address5630 SADDLE LN, SOLON, OH 44139-1580
Document Number0011250012
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5630 SADDLE LN SOLON OH 441391580, SOLON, OH 44139-1580

Mortgage

Document Number0011250012
DateNov 25, 2020
Instrument11250012
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 24, 2035

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address5630 SADDLE LN, SOLON, OH 44139-1580
Document Number0011020466
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5630 SADDLE LN SOLON OH 441391580, SOLON, OH 44139-1580

Mortgage

Document Number0011020466
DateNov 2, 2017
Instrument11020466
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalitySolon City
Unified School DistrictSolon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,929.00 (+0.01%) Homeowner's exemption$236,260 (-) Land $52,540 Building $183,720
2024$12,928.00 (+13.11%) Homeowner's exemption$236,260 (+38.29%) Land $52,540 Building $183,720$675,000 (+38.29%) Land $150,100 Building $524,900
2023$11,430.00 (+0.21%) Homeowner's exemption$170,840 (-) Land $52,500 Building $118,340
2022$11,406.00 Homeowner's exemption$170,840 Land $52,500 Building $118,340
2021$488,100 Land $150,000 Building $338,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1979–2006)
Most Recent ClaimJun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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