Hamilton County property record for 5630 Ringgold Rd, Chattanooga, TN 37412
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 9,070 sqft · built 1959 |
| Lot Size | 0.533 acres (23,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,109 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 169K C 031 |
| Primary APN | 169K C 031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,070 sqft Total Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 23,250 sqft (0.533 acres) |
| Lot Dimensions | 155 ft deep x 150 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000115120 |
|---|---|
| Street Address | 5630 RINGGOLD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3132 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | C2 |
| Legal Description | LT A VICTORY PLACE PB14 PG78 |
| Legal Subdivision | VICTORY PLACE |
| Legal Lot Number | A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 11600 |
5630 Ringgold Rd, a commercial property, is owned and occupied by two individuals who acquired it in October 2007.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5630 RINGGOLD RD, CHATTANOOGA, TN 37412-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Lease, Transfer |
| Aug 9, 2019 | Deed of Trust, Mortgage FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2007 |
| Deed Sale | Oct 31, 2007 |
| Deed Document Number | 0008514603 |
| Prior Transfer Date | Sep 27, 2005 |
| Prior Transfer Doc | 2005092700171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 23, 2021 |
| Property Address | 5630 RINGGOLD RD, CHATTANOOGA, TN 37412-3132 |
| Document Number | 0000000249 |
| Book / Page | 12366 / 278 |
| Map Reference | PB 14 PG 78 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021022300249 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5630 RINGGOLD RD, CHATTANOOGA, TN 37412-3132 |
| Document Number | 0826000197 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5630 RINGGOLD RD HARRISON TN 37341, HARRISON, TN 37341 |
| Document Number | 0826000197 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 011739/000615 |
| Instrument | 190826000197 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | FORT OGLETHORPE, GA 30742 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 25, 2024 |
The 2025 property tax bill for 5630 Ringgold Rd was $3,109, down 14.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,109.00 (-14.21%) | $205,160 (+26.64%) | $512,900 (+26.64%) Land $347,600 Building $165,300 |
| 2024 | $3,624.00 (-36.41%) | $162,000 (-) | $405,000 (-) Land $232,500 Building $172,500 |
| 2023 | $5,699.00 (-0.02%) | $162,000 (-) | $405,000 (-) Land $232,500 Building $172,500 |
| 2022 | $5,700.00 | $162,000 | $405,000 Land $232,500 Building $172,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5630 Ringgold Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 102 (1978–2025) |
| Claims Outside the SFHA | 12 of 102 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5630 Ringgold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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