5630 Eucalyptus St, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5630 Eucalyptus St, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,768 sqft · built 1966
Lot Size0.344 acres (15,005 sqft)
Owner2 Individual Names on Record
Last Sale$249,900 (May 2019)
Tax Bill$3,490 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-226460

Property Details

APN / Parcel Number

Primary APN01-226460
Alternative APNs
  • 1226460
  • 226460

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,768 sqft Total Area
Basement Area506 sqft
Finished Basement506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,005 sqft (0.344 acres)
PorchSlab
Porch Area125 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number226460
Street Address5630 EUCALYPTUS ST
CitySAINT LEONARD
StateMD
Zip20685-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 15 BLK 9 SEC C FLAG HARBOR HGTS
Legal SubdivisionFLAG HARBOR HEIGHTS
Legal Block9
Legal Lot Number15
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1041
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5630 EUCALYPTUS ST, SAINT LEONARD, MD 20685-2750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 15, 2019Deed, Transfer · FHA Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Prior SaleOct 1, 2015 · Amount on Record
Deed Book / Page5360 / 28
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5630 EUCALYPTUS ST, SAINT LEONARD, MD 20685-2750
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyBETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5630 EUCALYPTUS ST, SAINT LEONARD, MD 20685-2750

Mortgage

Document Number0059160056
DateApr 1, 2021
Book Page5916/56
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 15, 2019
Property Address5630 EUCALYPTUS ST, SAINT LEONARD, MD 20685-2750
Document Number0053600028
Book / Page5360 / 028
Map ReferenceLB JLB 1 FO 55
Instrument DateApr 26, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyHERITAGE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$624.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5630 EUCALYPTUS ST, SAINT LEONARD, MD 20685-2750

Mortgage

Document Number5360035
DateMay 15, 2019
Instrument5360/035
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334,900 (+31.08%) Land $93,500 Building $241,400$334,900 (+31.08%) Land $93,500 Building $241,400
2025$3,490.00 (+31.5%)
2023$2,654.00$255,500 Land $93,500 Building $162,000$255,500 Land $93,500 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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