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563 Terranova Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 563 Terranova Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 2003
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Feb 2017)
Tax Bill$1,980 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-14-687804-000330

Property Details

APN / Parcel Number

Primary APN26-29-14-687804-000330
Alternative APNs
  • 142926687804000330
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
Gross Area1,935 sqft
1st Floor Area1,536 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,100 sqft (0.209 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch
Porch Area33 sqft
Patio Area64 sqft

Location & Zoning

Street Address563 TERRANOVA CIR
CityWINTER HAVEN
StateFL
Zip33884-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE I PB 119 PGS 30 & 31 LOT 33
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE I
Legal PhaseI
Legal Tract687804
Legal Block4
Legal Lot Number33
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4020
Census Tract14501

Owner

Source: Polk County records · APN 26-29-14-687804-000330

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address563 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Apr 17, 2018Loan Modification, Mortgage · Conventional with PMI
QUICKEN LNS
Feb 22, 2017Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Prior SaleMay 22, 2003 · Amount on Record
Deed Document Number201734777
Deed Book / Page10072 / 879
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address563 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407

Mortgage

Document Number0000057785
DateMar 08, 2021
Book Page11610/1866
Instrument2021057785
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueJun 01, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address563 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407
Document Number0105420610
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address563 TERRANOVA CIR WINTER HAVEN FL 338843407, WINTER HAVEN, FL 33884-3407

Mortgage

Document Number0105420610
DateJul 09, 2018
Book Page010542/000610
Instrument145196
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 08, 2048
Interest
Rate3.62%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 22, 2017
Property Address563 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407
Document Number0100720879
Book / Page010072 / 000879
Instrument DateFeb 10, 2017
Instrument34777
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyFLORIDA FAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,092.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address563 TERRANOVA CIR WINTER HAVEN FL 338843407, WINTER HAVEN, FL 33884-3407

Mortgage

Document Number100720881
DateFeb 22, 2017
Book Page010072/000881
Instrument34778
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 21, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00 (+6.91%) Homeowner's exemption$149,372 (+5.99%)$196,006 (-14.16%) Land $40,000 Building $156,006
2023$1,852.00 (+3.46%) Homeowner's exemption$140,934 (+3%)$228,327 (+13.56%) Land $40,000 Building $188,327
2022$1,790.00 Homeowner's exemption$136,829$201,058 Land $34,000 Building $167,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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