563 Ternes Ln, Elyria, OH 44035 Property Records

Lorain County property record for 563 Ternes Ln, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 2000
Square Footage13,980 sqft Gross Area
Lot Size49,223 sqft (1.13 acres)
Last Sale$380,000 (2005)
Tax Bill$14,487.00 (2025)

Owner

Source: Lorain County records · APN 06-25-007-000-245

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address563 TERNES LN, ELYRIA, OH 44035-6251
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Jan 03, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 29, 2023Warranty Deed, Transfer
Dec 16, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2005 · Amount on Record
Deed SaleMar 25, 2005 · Amount on Record
Prior SaleMar 15, 2004 · Amount on Record
Deed Doc Number200563019
Prior Transfer DateSep 28, 1998
Prior Transfer Doc0000696634
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateAug 05, 2026
Property Address563 TERNES LN, ELYRIA, OH 44035-6251
Document Number0000106483
Instrument DateJul 24, 2026
Instrument2026106483
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address563 TERNES LN, ELYRIA, OH 44035-6251

Mortgage

Document Number0000106483,
DateAug 05, 2026
Instrument2026106483
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address563 TERNES LN, ELYRIA, OH 44035-6251
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000039
DateJan 03, 2024
Instrument2024-0000039
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 29, 2023
Property Address563 TERNES LN, ELYRIA, OH 44035-6251
Document Number0000920671
Instrument DateFeb 03, 2023
Instrument2023-0920671
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 TERNES LN, ELYRIA, OH 44035

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address563 TERNES LN, ELYRIA, OH 44035-6251
Document Number0000794373
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address563 TERNES LN ELYRIA OH 440356251, ELYRIA, OH 44035-6251

Mortgage

Document Number0000794373
DateDec 18, 2020
Instrument794373
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,487.00$234,620 (+%) Land $22,620 Building $212,000$670,340 (-) Land $64,640 Building $605,700
2024$14,487.00 (+11.5%)$234,619 (+31.28%) Land $22,624 Building $211,995$670,340 (+31.28%) Land $64,640 Building $605,700
2023$12,993.00 (+0.54%)$178,717 (%) Land $17,402 Building $161,315$510,620 (-) Land $49,720 Building $460,900
2022$12,923.00$178,720 Land $17,400 Building $161,320
2021$510,620 Land $49,720 Building $460,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-007-000-245

Interior

Building Area13,980 sqft Gross Area
1st Floor13,980 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area49,223 sqft (1.13 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address563 TERNES LN
CityELYRIA
StateOH
Zip44035-6251
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionNORTHWEST VENDING CO
Legal SubdivisionNORTHWEST
Legal Tract25
Legal Lot Number7
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2001
Census Tract71202

Nearby Properties on Ternes Ln

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