563 S Circle Dr E, Warsaw, IN 46580 Property Records

Kosciusko County property record for 563 S Circle Dr E, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1975
Lot Size	0.299 acres (13,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Aug 2022)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-713005-54`

Property Details

APN / Parcel Number

Primary APN	`003-713005-54`
Alternative APNs	`43-11-14-300-185.000-031` `00000003009` `0371300554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Basement Area	1,453 sqft
Finished Basement	1,453 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,040 sqft (0.299 acres)
Lot Dimensions	163 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000003009
Street Address	563 S CIRCLE DR E
City	WARSAW
State	IN
Zip	46580-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMME
Legal Description	3-67-17.B LOT 11 CIRCLE DRIVE SD
Legal Range	6
Legal Township	32
Legal Section	14
Legal Subdivision	CIRCLE DRIVE SD
Legal Lot Number	11
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1030
Census Tract	962101

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	563 S CIRCLE DR E, WARSAW, IN 46580-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	202280275
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	563 S CIRCLE DR E, WARSAW, IN 46580-7667
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020030938
Date	Mar 24, 2020
Instrument	2020030938

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 5, 2022
Property Address	563 S CIRCLE DR E, WARSAW, IN 46580-7667
Document Number	2022080275
Map Reference	MB 5 PG 128
Instrument Date	Jul 29, 2022
Instrument	2022080275
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 S CIRCLE DR E, WARSAW, IN 46580-7667

Mortgage

Document Number	2022080276
Date	Aug 5, 2022
Instrument	2022080276

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (-5.08%) Homeowner's exemption	$270,300 (+9.21%) Land $25,100 Building $245,200	$270,300 (+9.21%) Land $25,100 Building $245,200
2024	$1,929.00 (+25.34%) Homeowner's exemption	$247,500 (+17.69%) Land $17,600 Building $229,900	$247,500 (+17.69%) Land $17,600 Building $229,900
2023	$1,539.00 (+6.06%)	$210,300 (+9.13%) Land $17,600 Building $192,700	$210,300 (+9.13%) Land $17,600 Building $192,700
2022	$1,451.00	$192,700 Land $17,600 Building $175,100	$192,700 Land $17,600 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet.

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