563 Ridgewood Rd, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 563 Ridgewood Rd, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	3,312 sqft · built 1922
Lot Size	0.452 acres (19,698 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (Apr 2019)
Tax Bill	$32,262 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00010-06-00055`

Property Details

APN / Parcel Number

Primary APN	`11-00010-06-00055`
Alternative APNs	`1100010000600055` `05321`

Interior

Stories	2 Stories
Building Area	3,312 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	19,698 sqft (0.452 acres)
Lot Dimensions	197 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	05321
Street Address	563 RIDGEWOOD RD
City	MAPLEWOOD
State	NJ
Zip	07040-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	100X197
Legal Block	10.6
Legal Lot Number	55
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3008
Census Tract	19900

Owner

563 Ridgewood Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	563 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage HARBORONE MTG LLC
Apr 8, 2019	Grant Deed, Transfer UBS BK USA
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Feb 22, 2000 · Amount on File
Deed Document Number	201932266
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	563 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2113
Document Number	0000093360
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	563 RIDGEWOOD RD MAPLEWOOD NJ 070402113, MAPLEWOOD, NJ 07040-2113

Mortgage

Document Number	0000093360
Date	Sep 24, 2020
Instrument	93360

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 8, 2019
Property Address	563 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2113
Document Number	0000032266
Instrument Date	Mar 27, 2019
Instrument	32266
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 RIDGEWOOD RD MAPLEWOOD NJ 070402113, MAPLEWOOD, NJ 07040-2113

Mortgage

Document Number	32271
Date	Apr 8, 2019
Instrument	32271

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	563 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2113
Document Number	0000098302
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	563 RIDGEWOOD RD MAPLEWOOD NJ 070402113, MAPLEWOOD, NJ 07040-2113

Mortgage

Document Number	0000098302
Date	Nov 8, 2017
Instrument	98302

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 563 Ridgewood Rd was $32,262, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,343,700 (-) Land $569,900 Building $773,800	$1,343,700 (-) Land $569,900 Building $773,800
2025	$32,262.00 (+3.81%)	$1,343,700 Land $569,900 Building $773,800	$1,343,700 Land $569,900 Building $773,800
2024	$31,079.00
2023		$931,700 Land $399,000 Building $532,700	$931,700 Land $399,000 Building $532,700
2022	$32,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1988–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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