563 Puddin Ridge Rd, Moyock, NC 27958 Property Records

Currituck County property record for 563 Puddin Ridge Rd, Moyock, NC 27958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,590 sqft · built 1993
Lot Size11.8 acres (515,315 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Oct 2020)
Tax Bill$4,054 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8021-51-4263

Property Details

APN / Parcel Number

Primary APN8021-51-4263
Alternative APNs
  • 0010000025A0000
  • 000156471
  • 8021-51

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,590 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area515,315 sqft (11.8 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area956 sqft
Patio Area1,032 sqft
Canopy2,484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000156471
Street Address563 PUDDIN RIDGE RD
CityMOYOCK
StateNC
Zip27958-8708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPROPERTY SURVEYED FOR SHILOH STOCKTON (R/56)
Legal Lot Number25A
JurisdictionCURRITUCK NC
Township / Civil DivisionMOYOCK
Census Block Group1
Census Block1004
Census Tract110201

Owner

Source: Currituck County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address563 PUDDIN RIDGE RD, MOYOCK, NC 27958-8708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 19, 2020Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleJul 24, 2002
Deed Document Number2020356272
Deed Book / Page1568 / 903
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Recording DateJun 25, 2026
Property Address563 PUDDIN RIDGE RD, MOYOCK, NC 27958-8708
Document Number0000403890
Book / Page1862 / 624
Instrument DateJun 16, 2026
Instrument2026403890
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 PUDDIN RIDGE RD, MOYOCK, NC 27958-8708

Mortgage

Document Number0000403890,
DateJun 25, 2026
Book Page1862/624
Instrument2026403890
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 16, 2056
Interest
Rate6.51%
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateOct 19, 2020
Property Address563 PUDDIN RIDGE RD, MOYOCK, NC 27958-8708
Document Number0015680903
Book / Page1568 / 903
Map ReferenceCAB R SL 56
Instrument DateOct 8, 2020
Instrument356272
Transaction TypeTransfer
Record UpdatedFeb 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 KNOWLES LNDG, 138, HERTFORD, NC 27944-8745

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 PUDDIN RIDGE RD, MOYOCK, NC 27958-8708

Mortgage

Document Number356273
DateOct 19, 2020
Instrument356273
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,054.00 (-0.52%)$600,200 (-) Land $192,400 Building $407,800
2024$4,075.00 (+9.99%)$600,200 (-) Land $192,400 Building $407,800
2023$3,705.00 (+19.67%)$600,200 (-) Land $192,400 Building $407,800$600,200 (-) Land $192,400 Building $407,800
2022$3,096.00$600,200 Land $192,400 Building $407,800$600,200 (-) Land $192,400 Building $407,800
2021$600,200 Land $192,400 Building $407,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims3 (2009–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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