563 Osage St, Spring Valley, CA 91977 Property Records

San Diego County property record for 563 Osage St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,055 sqft · built 1960
Lot Size	0.147 acres (6,400 sqft)
Owner	Company Name on Record
Last Sale	$118,000 (May 1998)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`583-602-08-00`

Property Details

APN / Parcel Number

Primary APN	`583-602-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	563 OSAGE ST
City	SPRING VALLEY
State	CA
Zip	91977-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 340 TR 004524
Legal Subdivision	SPRING VALLEY ESTATES
Legal Tract	004524
Legal Block	2
Legal Lot Number	340
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	3108

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 4, 2023	Intrafamily Transfer, Transfer
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 27, 2017	Intrafamily Transfer, Transfer · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 1998 · Amount on Record
Deed Sale	May 12, 1998 · Amount on Record
Prior Sale	Oct 13, 1989 · Amount on Record
Deed Document Number	1998278566
Last Transfer Date	Dec 20, 2022
Transfer Doc	0000002059
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720

Mortgage

Document Number	0000332396
Date	Dec 1, 2023
Instrument	2023-0332396

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 1, 2033

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2023
Property Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Document Number	0000002059
Map Reference	MAP 4524
Instrument Date	Dec 20, 2022
Instrument	2023-0002059
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Document Number	0000744782
Map Reference	MAP 4524
Instrument Date	Nov 17, 2020
Instrument	2020-0744782
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720

Mortgage

Document Number	0000744783
Date	Nov 24, 2020
Instrument	2020-0744783

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Document Number	0000585157
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	563 OSAGE ST SPRING VALLEY CA 919775720, SPRING VALLEY, CA 91977-5720

Mortgage

Document Number	0000585157
Date	Dec 16, 2019
Instrument	585157

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2029

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720
Document Number	0000339151
Map Reference	MAP4524
Instrument Date	Jul 21, 2017
Instrument	2017-0339151
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	563 OSAGE ST, SPRING VALLEY, CA 91977-5720

Mortgage

Document Number	0000339152
Date	Jul 27, 2017
Instrument	2017-0339152

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,300 (+2%) Land $130,634 Building $173,666
2025	$4,128.00 (+8.46%) Homeowner's exemption	$298,334 (+4.04%) Land $128,073 Building $170,261
2023	$3,806.00 (+1.82%) Homeowner's exemption	$286,750 Land $123,100 Building $163,650
2022	$3,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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