563 Forest Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 563 Forest Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,238 sqft · built 2017
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2019)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42320-00N-0030`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42320-00N-0030`
Alternative APNs	`29-221-42320-00N-0030` `1063375`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	2,238 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	563 FOREST SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 3 BLK N HOLIDAY SHORES ESTATES 3RD ADDITION PB 4-26 OR 3017-3704 &-3728 OR 3122-3530 OR 3231-1939
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES ESTATES 3
Legal Block	N
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950608

Owner

563 Forest Shore Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: Walton County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FLORIDA BANK
Jun 15, 2017	Loan Modification, Mortgage · VA Mortgage FIRST FL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Aug 10, 2016 · Amount on File
Deed Document Number	201938096
Deed Book / Page	3122 / 3530
Last Transfer Date	Apr 16, 2026
Transfer Doc	0033951942
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2026
Property Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Document Number	0000015961
Book / Page	3395 / 1942
Instrument Date	Apr 16, 2026
Instrument	2026.15961
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2026
Property Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Document Number	0033951942
Book / Page	3395 / 1942
Instrument Date	Apr 16, 2026
Instrument	202615961
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2021
Property Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Document Number	0032311939
Book / Page	3231 / 1939
Map Reference	MB 4 PG 26-A
Instrument Date	Dec 16, 2021
Instrument	20210063801
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958

Mortgage

Document Number	0032311942
Date	Dec 27, 2021
Instrument	3231/1942

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2019
Property Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Document Number	0031223530
Book / Page	3122 / 3530
Map Reference	MB 4 PG 26-A
Instrument Date	Oct 28, 2019
Instrument	20190038096
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 SPANISH MOSS TRL, 317, DESTIN, FL 32541-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958

Mortgage

Document Number	0031223532
Date	Oct 31, 2019
Instrument	3122/3532

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	563 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3958
Document Number	0030444759
Book / Page	003044 / 004759
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	563 FOREST SHORE DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0030444759
Date	Jun 26, 2017
Book Page	003044/004759
Instrument	20798

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32540

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 563 Forest Shore Dr was $3,049 with a homeowner's exemption, up 2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+2.01%) Homeowner's exemption	$376,105	$559,899 Land $145,000 Building $414,899
2024	$2,989.00 (+3.93%)
2023	$2,876.00 (+1.3%) Homeowner's exemption	$637,466 (-0.47%) Land $69,088 Building $568,378	$637,466 (-0.47%) Land $69,088 Building $568,378
2022	$2,839.00 Homeowner's exemption	$640,446 Land $76,688 Building $563,758	$640,446 Land $76,688 Building $563,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Forest Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Forest Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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