563 Cottage St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 563 Cottage St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,224 sqft · built 2020
Lot Size	0.158 acres (6,878 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2022)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Oct 2021 Refinance Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0934`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0934`
Alternative APN	`100934`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	504 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,878 sqft (0.158 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100934
Street Address	563 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02861-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	934
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1008
Census Tract	15600

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	563 COTTAGE ST, PAWTUCKET, RI 02861-1642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NED STEVENS INC
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODY CAPITAL LLC
Dec 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Book / Page	4949 / 194
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	563 COTTAGE ST, PAWTUCKET, RI 02861-1642
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004776-66
Date	Oct 29, 2021
Book Page	4776/66
Instrument	84

Lender

Name	NED STEVENS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	563 COTTAGE ST, PAWTUCKET, RI 02861-1642
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004907-121
Date	Aug 18, 2022
Book Page	4907/121
Instrument	14

Lender

Name	RHODY CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Dec 22, 2022
Property Address	563 COTTAGE ST, PAWTUCKET, RI 02861-1642
Document Number	004949-194
Book / Page	4949 / 194
Instrument Date	Dec 22, 2022
Instrument	63
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 COTTAGE ST, PAWTUCKET, RI 02861-1642

Mortgage

Document Number	0000000064
Date	Dec 22, 2022
Instrument	64

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (+9.15%)	$332,000 (+40.62%) Land $117,700 Building $214,300	$423,737
2023	$4,000.00 (+38.89%)	$236,100 (+35.92%) Land $90,600 Building $145,500
2022	$2,880.00	$173,700 Land $90,600 Building $83,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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