563 Cadiz Ct, Merced, CA 95341 Property Records

Merced County property record for 563 Cadiz Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,349 sqft · built 2019
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Nov 2024)
Tax Bill	$5,467 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`259-300-026-000`

Property Details

APN / Parcel Number

Primary APN	`259-300-026-000`
Alternative APN	`259-300-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,349 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,180 sqft (0.073 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-300-026
Street Address	563 CADIZ CT
City	MERCED
State	CA
Zip	95341-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MISSION RANCH PHASE 1 LOT 41
Legal Subdivision	MISSION RANCH PH 01
Legal Lot Number	41
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1008
Census Tract	1604

Owner

563 Cadiz Ct is owned and occupied by an individual who bought it in November 2024.

Source: Merced County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	563 CADIZ CT, MERCED, CA 95341-8830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage ORO FINANCIAL OF CALIFORNIA INC
Aug 7, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD
May 26, 2020	Deed of Trust, Mortgage · Line of Credit AMAZON FUND LLC
Jul 23, 2019	Grant Deed, Construction Loan · Construction Mortgage R L JOHNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	202427125
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0000042502
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	563 CADIZ CT, MERCED, CA 95341-8830
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010355
Date	Mar 31, 2017
Instrument	2017-010355

Lender

Name	ORO FINANCIAL OF CALIFORNIA INC
Type	Mortgage Company
Address	FRESNO, CA 93711

Agreement

Amount	Amount on Record

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 7, 2020
Property Address	563 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000026894
Map Reference	VOL 76 PG 6-8
Instrument Date	Aug 5, 2020
Instrument	2020026894
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 CADIZ CT, MERCED, CA 95341-8830

Mortgage

Document Number	0000026895
Date	Aug 7, 2020
Instrument	2020026895

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000026897
Date	Aug 7, 2020
Instrument	2020026897

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	563 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000017572
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	563 CADIZ CT MERCED CA 953418830, MERCED, CA 95341-8830

Mortgage

Document Number	0000017572
Date	Jun 2, 2020
Instrument	17572

Lender

Name	AMAZON FUND LLC
Address	1260 41ST AVE # O, CAPITOLA, CA 95010-3929

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 23, 2019
Property Address	563 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000022127
Instrument Date	Jul 15, 2019
Instrument	22127
Transaction Type	Construction Loan
Record Updated	Aug 26, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$55.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3319 M ST MERCED CA 953482714, MERCED, CA 95348-2714

Mortgage

Document Number	22128
Date	Jul 23, 2019
Instrument	22128

Lender

Name	R L JOHNS

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 563 Cadiz Ct was $5,467.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,400 (+2%) Land $107,100 Building $270,300
2025	$5,467.00	$370,000 Land $105,000 Building $265,000
2023	$4,155.00 (+1.91%)	$267,278 Land $52,020 Building $215,258
2022	$4,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 563 Cadiz Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Cadiz Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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