Onslow County property record for 563 Bear Creek Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 2022 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,476 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1309A-21 |
| Primary APN | 1309A-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 469668000 |
|---|---|
| Street Address | 563 BEAR CREEK RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L21 S1 BB GLENCROFT |
| Legal Subdivision | GLENCROFT SUBDIVISION |
| Legal Block | B |
| Legal Lot Number | 21 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2802 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 583 BEAR CREEK RD, HUBERT, NC 28539-3411 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Feb 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2011 |
| Transfer Doc | 0035810292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 563 BEAR CREEK RD, HUBERT, NC 28539-3411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054580816 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 5458/816 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 10, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 563 BEAR CREEK RD, HUBERT, NC 28539-3411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0058710971 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 5871/971 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 17, 2021 |
| Property Address | 563 BEAR CREEK RD, HUBERT, NC 28539-3411 |
| Document Number | 0053860216 |
| Book / Page | 5386 / 216 |
| Instrument Date | Feb 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 290, BAT CAVE, NC 28710-0290 |
| Name | Verified Name |
|---|---|
| Address | 401 SHALE RD, HUBERT, NC 28539-4594 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,476.00 | $318,701 (+41.35%) Land $50,100 Building $268,601 | $318,701 (+41.35%) Land $50,100 Building $268,601 |
| 2025 | $1,476.00 (+2.79%) | $225,475 (+2.78%) Land $40,100 Building $185,375 | $225,475 (+2.78%) Land $40,100 Building $185,375 |
| 2023 | $1,436.00 | $219,377 Land $40,100 Building $179,277 | $219,377 Land $40,100 Building $179,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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