563 Arlene Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 563 Arlene Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,802 sqft · built 1973
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Aug 2014)
Tax Bill	$7,261 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-393-08`

Property Details

APN / Parcel Number

Primary APN	`017-393-08`
Alternative APN	`017-393-08-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	563 ARLENE DR
City	WATSONVILLE
State	CA
Zip	95076-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 615 LOT 17
Legal Subdivision	VILLAGE ESTATES SUB #1 TR #615
Legal Tract	615
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1020
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Aug 4, 2020	Correction Deed · Conventional Mortgage MUFG UNION BANK NA
Feb 28, 2017	Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Prior Sale	Jul 23, 1997 · Amount on Record
Deed Document Number	201427238
Last Transfer Date	Jul 17, 2020
Transfer Doc	0000029424
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518

Mortgage

Document Number	0000029229
Date	Oct 26, 2022
Instrument	2022-0029229

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2020
Property Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518
Document Number	0000029424
Map Reference	VOL 57 PG 19
Instrument Date	Jul 17, 2020
Instrument	2020-0029424
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518

Mortgage

Document Number	0000029425
Date	Aug 4, 2020
Instrument	2020-0029425

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2017
Property Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518
Document Number	0000007165
Map Reference	MAP57 PG19
Instrument Date	Feb 22, 2017
Instrument	2017-0007165
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 ARLENE DR, WATSONVILLE, CA 95076-3518

Mortgage

Document Number	0000007166
Date	Feb 28, 2017
Instrument	2017-0007166

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,942 (+2%) Land $344,965 Building $229,977
2025	$7,261.00 (+13.15%)	$563,668 (+4.04%) Land $338,201 Building $225,467
2023	$6,417.00 (+1.78%)	$541,780 Land $325,068 Building $216,712	$500,760
2022	$6,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Arlene Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures