5629 Winona Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5629 Winona Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$449,900 (Sep 2023)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-25-31-5034-0001-1940`

Property Details

APN / Parcel Number

Primary APN	`28-25-31-5034-0001-1940`
Alternative APN	`253128503400011940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5629 WINONA DR
City	SAINT CLOUD
State	FL
Zip	34771-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERLY PH 2 PB 30 PGS 195-197 LOT 194
Legal Range	31E
Legal Township	25S
Legal Section	28
Legal Subdivision	SUMMERLY PHS 2 (TEMP)
Legal Phase	2
Legal Lot Number	194
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 15, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Aug 3, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	2023121447
Deed Book / Page	6474 / 1044
Last Transfer Date	Feb 6, 2026
Transfer Doc	0069192804
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 9, 2026
Property Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189
Document Number	0069192804
Book / Page	6919 / 2804
Map Reference	MB 30 PG 195-197
Instrument Date	Feb 6, 2026
Instrument	2026017513
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 15, 2023
Property Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189
Document Number	0064741044
Book / Page	6474 / 1044
Map Reference	MB 30 PG 195-197
Instrument Date	Sep 13, 2023
Instrument	2023121447
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5629 WIMNORA DR, SAINT CLOUD, FL 34771

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2022
Property Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189
Document Number	0062630259
Book / Page	6263 / 259
Map Reference	MB 30 PG 195-197
Instrument Date	Jul 29, 2022
Instrument	2022119186
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5629 WINONA DR, SAINT CLOUD, FL 34771-9189

Mortgage

Document Number	0006263260
Date	Aug 3, 2022
Instrument	6263/260

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,153.00 (-1.9%)	$361,400 (-0.63%) Land $75,000 Building $286,400	$361,400 (-0.63%) Land $75,000 Building $286,400
2024	$5,253.00 (+2.2%)
2023	$5,140.00 (+513.37%) Homeowner's exemption	$363,700 (+506.17%) Land $70,000 Building $293,700	$363,700 (+506.17%) Land $70,000 Building $293,700
2022	$838.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Winona Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures