Lane County property record for 5629 Otter Way, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,011 sqft · built 1980 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $424,900 (Aug 2020) |
| Tax Bill | $3,166 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-35-10-00302-000 |
| Primary APN | 17-12-35-10-00302-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,011 sqft Finished Area |
| 1st Floor Area | 2,011 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 130 ft deep x 128 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 1288537 |
|---|---|
| Street Address | 5629 OTTER WAY |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1-RURAL RES. (1 AC MIN) |
| Legal Description | SUBD:MERCER CREEK WEST SEC/TWN/RNG/MER:SEC 35 TWN 17 RNG 12 |
| Legal Range | 12W |
| Legal Township | 17S |
| Legal Section | 35 |
| Legal Quarter | NE |
| Legal Subdivision | MERCER CREEK WEST |
| Legal Block | 1 |
| Legal Lot Number | 302 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1179 |
| Census Tract | 708 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5629 OTTER WAY, FLORENCE, OR 97439-8738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OREGON PACIFIC BANK |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Jan 24, 2002 |
| Deed Document Number | 2020-048925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5629 OTTER WAY, FLORENCE, OR 97439-8738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040715 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018-040715 |
| Name | OREGON PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 29, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 31, 2020 |
| Property Address | 5629 OTTER WAY, FLORENCE, OR 97439-8738 |
| Document Number | 0000048925 |
| Map Reference | FILE 73 SL 196 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020-048925 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5629 OTTER WAY, FLORENCE, OR 97439-8738 |
| Document Number | 0000048926 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-048926 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,166.00 (+6.13%) | $286,425 (+6.09%) | $500,507 (-1.16%) Land $110,550 Building $389,957 |
| 2023 | $2,983.00 (+4.45%) | $269,984 (+3%) | $506,363 (+14.37%) Land $89,517 Building $416,846 |
| 2022 | $2,856.00 | $262,121 | $442,758 Land $83,055 Building $359,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 31 (1980–2016) |
| Claims Outside the SFHA | 3 of 31 |
| Most Recent Claim | Nov 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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