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5628 Tilly Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 5628 Tilly Rd, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,880 sqft · built 1976
Lot Size0.77 acres (33,541 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Jul 2021)
Tax Bill$5,939 (2025)
Deeds & MortgagesJan 2023 Transfer
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-0019-0027-13-0

Property Details

APN / Parcel Number

Primary APN17-0019-0027-13-0
Alternative APN
  • 11-17-0019-0027-13-0

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,880 sqft Living Area
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Unfinished Basement1,440 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area33,541 sqft (0.77 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5628 TILLY RD
CitySAINT JOSEPH
StateMI
Zip49085-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionCOM 570.84' N OF S1/4 PST SEC 19 T5S R18W TH W 314.25' TH S 107' TH E 314.25' TH N 107' TO POB
Legal Range18W
Legal Township05S
Legal Section19
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group2
Census Block2038
Census Tract1800

Owner

5628 Tilly Rd is owned by an individual who acquired it in January 2025.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3404 MEADOWCROFT AVE, KALAMAZOO, MI 49004-3130
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 14, 2022Quit Claim Deed, Transfer · Line of Credit
UNIVERSITY BANK
Jul 2, 2021Warranty Deed, Transfer · Line of Credit
NSC REALTY LLC
Dec 26, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Prior SaleAug 4, 1997 · Amount on File
Deed Book / Page3334 / 1398
Last Transfer DateJan 2, 2025
Transfer Doc0003443/28
Record UpdatedOct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateJan 3, 2023
Property Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330
Document Number003396/421
Book / Page3396 / 421
Instrument DateDec 29, 2022
Instrument2023370395
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3404 MEADOWCROFT AVE, KALAMAZOO, MI 49004-3130

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 MEADOWCROFT AVE, KALAMAZOO, MI 49004-3130

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateNov 14, 2022
Property Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330
Document Number03391/3412
Book / Page3391 / 3412
Instrument DateNov 10, 2022
Instrument2022367100
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330

Transferred To (Grantee/Buyer)

NameVerified Name
Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330

Mortgage

Document Number0033913415
DateNov 14, 2022
Instrument3391-3415
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 15, 2052
Interest
Rate TypeAdjustable Rate
Rate9.15%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2023
Change FrequencyMonthly
Min Rate At Change3.5%
Max Rate At Change16%
IndexCOF
Max Rate16%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 2, 2021
Property Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330
Document Number03334/1398
Book / Page3334 / 1398
Instrument DateJun 28, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,124.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 MEADOWCROFT AVE, KALAMAZOO, MI 49004-3130

Mortgage

Document Number03334/1400
DateJul 2, 2021
Book Page3334/1400
Lender
NameNSC REALTY LLC
TypeNon-Lending Institution
AddressNORTHBROOK, IL 60062
Agreement
TypeLine of Credit
AmountAmount on Record

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateDec 26, 2018
Property Address5628 TILLY RD, SAINT JOSEPH, MI 49085-9330
Document Number03225/3285
Book / Page3225 / 3285
Instrument DateDec 17, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address217 E SHAWNEE RD, BARODA, MI 49101-9719

Tax Assessment & Valuation

The 2025 property tax bill for 5628 Tilly Rd was $5,939, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,500 (+4.29%)$355,000 (+4.29%)
2025$5,939.00 (+2.7%)$170,200$340,400
2024$5,783.00
2023$130,200$260,400
2022$4,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5628 Tilly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5628 Tilly Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

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