5628 Overlook Dr E, Keystone Heights, FL 32656 Property Records

Clay County property record for 5628 Overlook Dr E, Keystone Heights, FL 32656

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 960 sqft · built 1999
Lot Size	0.51 acres (22,259 sqft)
Owner	Individual Name on File
Last Sale	$160,900 (Sep 2023)
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-08-23-001531-009-00`

Property Details

APN / Parcel Number

Primary APN	`14-08-23-001531-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,088 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,259 sqft (0.51 acres)
Lot Dimensions	170 ft deep x 131 ft wide

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	300 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5628 OVERLOOK DR E
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8164
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	LOT 159 SILVER SANDS ESTATES AS REC O R 4761 PG 1859
Legal Range	23
Legal Township	08
Legal Section	14
Legal Subdivision	SILVER SANDS ESTATE
Legal Lot Number	159
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2044
Census Tract	31110

Owner

5628 Overlook Dr E, a mobile home, is owned and occupied by an individual who bought it in September 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	5628 OVERLOOK DR E, KEYSTONE HEIGHTS, FL 32656-8164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed, Transfer · Conventional Mortgage VYSTAR CU
Jun 24, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	2023049165
Deed Book / Page	4761 / 1859
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Sep 29, 2023
Property Address	5628 OVERLOOK DR E, KEYSTONE HEIGHTS, FL 32656-8164
Document Number	0047611859
Book / Page	4761 / 1859
Map Reference	MB 7 PG 8-11
Instrument Date	Sep 28, 2023
Instrument	2023049165
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.30
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6367, JACKSONVILLE, FL 32236-6367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5628 OVERLOOK DR E, KEYSTONE HEIGHTS, FL 32656-8164
Investor	Possibly a Property Investor

Mortgage

Document Number	0047611861
Date	Sep 29, 2023
Instrument	4761/1861

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY FL
Recording Date	Jun 24, 2022
Property Address	5628 OVERLOOK DR E, KEYSTONE HEIGHTS, FL 32656-8164
Document Number	0046210511
Book / Page	4621 / 511
Map Reference	MB 7 PG 8-11
Instrument Date	Jun 13, 2022
Instrument	2022038986
Transaction Type	Foreclosure
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Tax	$545.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6367, JACKSONVILLE, FL 32236-6367

Tax Assessment & Valuation

The 2025 property tax bill for 5628 Overlook Dr E was $1,193 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 Homeowner's exemption	$118,377	$127,676 Land $21,250 Building $106,426
2023	$1,511.00 (+39.13%)	$78,178 (+31.85%) Land $9,000 Building $69,178	$78,178 (+31.85%) Land $9,000 Building $69,178
2022	$1,086.00	$59,292 Land $6,500 Building $52,792	$59,292 Land $6,500 Building $52,792

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5628 Overlook Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5628 Overlook Dr E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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