5628 Ashburn Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5628 Ashburn Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,056 sqft · built 1992
Lot Size	0.04 acres (1,720 sqft)
Owner	Company Name on Record
Last Sale	$386,000 (Nov 2023)
Tax Bill	$3,178 (2024)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-573073`

Property Details

APN / Parcel Number

Primary APN	`28-573073`
Alternative APN	`573073`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,720 sqft (0.04 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	573073
Street Address	5628 ASHBURN TER
City	FREDERICK
State	MD
Zip	21703-9482
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 44 PLAT 4 1720 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE 4
Legal Lot Number	44
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	538 POOLE RD, WESTMINSTER, MD 21157-6043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Nov 1, 2023	Deed, Transfer ICON TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Oct 16, 2002 · Amount on Record
Deed Book / Page	16655 / 114
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	May 1, 2026
Property Address	5628 ASHBURN TER, FREDERICK, MD 21703-9482
Document Number	1784000178
Book / Page	17843 / 178
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	538 POOLE RD, WESTMINSTER, MD 21157-6043

Mortgage

Document Number	1784000178,
Date	May 1, 2026
Book Page	17843/178

Lender

Name	NEW WAVE LENDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 1, 2023
Property Address	5628 ASHBURN TER, FREDERICK, MD 21703-9482
Document Number	0166550114
Book / Page	16655 / 114
Map Reference	MB 49 PG 93
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	538 POOLE RD, WESTMINSTER, MD 21157-6043

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,200 (+18.35%) Land $90,000 Building $209,200	$299,200 (-) Land $90,000 Building $209,200
2024	$3,178.00 (+8.61%)
2023	$2,926.00 Homeowner's exemption	$252,800	$299,200 Land $90,000 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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