New Hanover County property record for 5626 Surrey Downs Ct, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,727 sqft · built 1987 |
| Lot Size | 0.709 acres (30,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jul 2015) |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05618-003-018-000 |
| Primary APN | R05618-003-018-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,727 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 1,030 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 30,884 sqft (0.709 acres) |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 1,732 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 404 sqft |
| Lean-To | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 5626 SURREY DOWNS CT |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LT 19 SURREY DOWNS |
| Legal Subdivision | SURRY DOWNS |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11905 |
5626 Surrey Downs Ct is owned and occupied by an individual who bought it in July 2015.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 2, 2021 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| May 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on File |
| Deed Sale | Jul 17, 2015 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 201521809 |
| Deed Book / Page | 5905 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Document Number | 00681301523 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 6813/1523 |
| Instrument | 2025030640 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00640702086 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 6407/2086 |
| Instrument | 2021005216 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Document Number | 0063772212 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5626 SURREY DOWNS CT WILMINGTON NC 284033411, WILMINGTON, NC 28403-3411 |
| Document Number | 0063772212 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 006377/002212 |
| Instrument | 47887 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5626 SURREY DOWNS CT, WILMINGTON, NC 28403-3411 |
| Document Number | 0060622382 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5626 SURREY DOWNS CT WILMINGTON NC 284033411, WILMINGTON, NC 28403-3411 |
| Document Number | 0060622382 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 006062/002382 |
| Instrument | 17302 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
The 2025 property tax bill for 5626 Surrey Downs Ct was $2,669.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,600 (-) Land $151,900 Building $301,700 | $453,600 (-) Land $151,900 Building $301,700 | |
| 2025 | $2,669.00 | $453,600 Land $151,900 Building $301,700 | $453,600 Land $151,900 Building $301,700 |
| 2023 | $3,528.00 (-0.59%) | $417,600 Land $168,900 Building $248,700 | $417,600 Land $168,900 Building $248,700 |
| 2022 | $3,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5626 Surrey Downs Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 individual policies |
| Nearby Flood Policies | 68 units insured incl. 6 condo units |
| Nearby Flood Claims | 10 (1999–2018) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5626 Surrey Downs Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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