Deschutes County property record for 56251 Mirror Rock Loop, Bend, OR 97707
| Property Type | Single Family Home |
|---|---|
| Details | 4,594 sqft · built 2024 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $8,490 (2025) |
| Deeds & Mortgages | Jul 2024 Construction Loan Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201117 AD 01200 |
| Primary APN | 201117 AD 01200 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,594 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Mixed |
| Garage Area | 1,564 sqft |
| Account Number | 284960 |
|---|---|
| Street Address | 56251 MIRROR ROCK LOOP |
| City | BEND |
| State | OR |
| Zip | 97707-2679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:367 SUBD:CALDERA SPRINGS PHASE A SEC/TWN/RNG/MER:SEC 17 TWN 20 RNG 11 MAP REF:201117-AD |
| Legal Subdivision | CALDERA SPRINGS PHASE A |
| Legal Lot Number | 367 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 301 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6675 FAILING ST, WEST LINN, OR 97068-2600 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Feb 12, 2024 | Bargain and Sale Deed, Transfer |
| Feb 24, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2024 |
| Deed Sale | Feb 12, 2024 |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 2024-03445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 56251 MIRROR ROCK LOOP, BEND, OR 97707-2679 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000017410 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 2024-17410 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.6% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 12, 2024 |
| Property Address | 56251 MIRROR ROCK LOOP, BEND, OR 97707-2679 |
| Document Number | 0000003445 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 2024-03445 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 6675 FAILING ST, WEST LINN, OR 97068-2600 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 24, 2022 |
| Property Address | 56251 MIRROR ROCK LOOP, BEND, OR 97707-2679 |
| Document Number | 0000007754 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-07754 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6675 FAILING ST, WEST LINN, OR 97068-2600 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,490.00 (+94.9%) | $522,520 (+54.83%) | $1,057,350 (+47.06%) Land $737,000 Building $320,350 |
| 2024 | $4,356.00 (+2.13%) | $337,470 (+3%) | $719,000 (+9.94%) Land $719,000 |
| 2023 | $4,265.00 | $327,650 | $654,000 Land $654,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Oregon |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures