5625 Terrace Dr, Rocklin, CA 95765 Property Records

Placer County property record for 5625 Terrace Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1988
Lot Size	0.131 acres (5,698 sqft)
Owner	Trust Name on File
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Feb 2018 Reverse Mortgage Jul 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`370-010-051-000`

Property Details

APN / Parcel Number

Primary APN	`370-010-051-000`
Alternative APN	`370-010-051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,113 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,698 sqft (0.131 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	370-010-051
Street Address	5625 TERRACE DR
City	ROCKLIN
State	CA
Zip	95765-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 270 STANFORD RANCH A1 UNIT 2
Legal Subdivision	STANFORD RANCH
Legal Lot Number	270
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1002
Census Tract	21131

Owner

5625 Terrace Dr is owner-occupied and held in a trust since June 2012.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	5625 TERRACE DR, ROCKLIN, CA 95765-1744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage NOT AVAILABLE
Jul 22, 2019	Deed of Trust, Mortgage · Reverse Mortgage FIDELITY NATIONAL AGENCY SOLUTIONS
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2012
Transfer Doc	0000052690
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5625 TERRACE DR, ROCKLIN, CA 95765-1744
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013174
Date	Feb 28, 2018
Instrument	2018-0013174

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.81%
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5625 TERRACE DR, ROCKLIN, CA 95765-1744
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051417
Date	Jul 22, 2019
Instrument	2019-0051417

Lender

Name	FIDELITY NATIONAL AGENCY SOLUTIONS
Type	MERS
Address	FLINT, MI 48501

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Annually
Index	1-Year LIBOR

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5625 TERRACE DR, ROCKLIN, CA 95765-1744
Document Number	0000051418
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5625 TERRACE DR ROCKLIN CA 957651744, ROCKLIN, CA 95765-1744

Mortgage

Document Number	0000051418
Date	Jul 22, 2019
Instrument	51418

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	756 Months
Due	Jul 21, 2082

Interest

Rate Type	Adjustable Rate
Rate	3.98%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5625 TERRACE DR, ROCKLIN, CA 95765-1744
Document Number	0000013175
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5625 TERRACE DR ROCKLIN CA 957651744, ROCKLIN, CA 95765-1744

Mortgage

Document Number	0000013175
Date	Feb 28, 2018
Instrument	13175

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.81%

Tax Assessment & Valuation

The 2025 property tax bill for 5625 Terrace Dr was $3,276 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$293,316 (+2%) Land $86,118 Building $207,198
2025	$3,276.00 Homeowner's exemption	$287,566 Land $84,430 Building $203,136
2023	$3,200.00 (+2.47%) Homeowner's exemption	$276,401 Land $81,152 Building $195,249
2022	$3,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5625 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5625 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net.

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