El Dorado County property record for 5625 Stream Way, Somerset, CA 95684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,498 sqft · built 1954 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2021) |
| Tax Bill | $3,374 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-131-011-000 |
| Primary APN | 046-131-011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Terrain | Gentle Slope |
| View / Lot | Waterfront |
| Patio Area | 128 sqft |
| Heating System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 5625 STREAM WAY |
|---|---|
| City | SOMERSET |
| State | CA |
| Zip | 95684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 33 OUTINGDALE SUB |
| Legal Subdivision | OUTINGDALE SUB |
| Legal Lot Number | 33 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31407 |
5625 Stream Way is owned by two individuals who bought it in October 2021.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2440 KINSINGTON ST, WEST SACRAMENTO, CA 95691-4329 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 21, 2021 | Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Sep 10, 2012 · Amount on File |
| Deed Document Number | 202166570 |
| Prior Transfer Date | Jul 16, 2012 |
| Prior Transfer Doc | 0000035279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5625 STREAM WAY, SOMERSET, CA 95684 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025007 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018-0025007 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5625 STREAM WAY, SOMERSET, CA 95684 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000044998 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019-0044998 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 21, 2021 |
| Property Address | 5625 STREAM WAY, SOMERSET, CA 95684 |
| Document Number | 0000066570 |
| Map Reference | MB A PG 11 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021-0066570 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | WHITE COUNTY TITLE COMPANY, INTER COUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2440 KINSINGTON ST, WEST SACRAMENTO, CA 95691-4329 |
| Document Number | 0000066571 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-0066571 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 5625 Stream Way was $3,374.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $319,315 (+2%) Land $70,357 Building $248,958 | |
| 2025 | $3,374.00 | $313,055 Land $68,978 Building $244,077 |
| 2023 | $3,243.00 (+68.12%) | $300,900 Land $66,300 Building $234,600 |
| 2022 | $1,929.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5625 Stream Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5625 Stream Way is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - OUTINGDALE serves 478 people · EPA ID CA0910018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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