5625 Clearlake Dr, Hickory, NC 28601 Property Records

Caldwell County property record for 5625 Clearlake Dr, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,833 sqft · built 1974
Lot Size	1.06 acres (46,508 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2007)
Tax Bill	$3,416 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08123 1 47`

Property Details

APN / Parcel Number

Primary APN	`08123 1 47`
Alternative APN	`163454`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,833 sqft Heated Area
Gross Area	5,614 sqft
1st Floor Area	1,982 sqft
Upper Floors Area	851 sqft
Basement Area	1,883 sqft
Unfinished Basement	1,883 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	46,508 sqft (1.06 acres)
Lot Dimensions	216 ft deep x 153 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	163454
Street Address	5625 CLEARLAKE DR
City	HICKORY
State	NC
Zip	28601-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1939 PG 571 YR 18 ST 500.00
Legal Subdivision	NORTH LAKES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1019
Census Tract	31301

Owner

5625 Clearlake Dr is owned and occupied by two individuals who bought it in October 2007.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5625 CLEARLAKE DR, HICKORY, NC 28601-9415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2007 · Amount on File
Deed Sale	Oct 2, 2007 · Amount on File
Prior Sale	Oct 2, 2007 · Amount on File
Deed Book / Page	1656 / 1765
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5625 CLEARLAKE DR, HICKORY, NC 28601-9415
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230087
Date	May 27, 2021
Book Page	2023/87
Instrument	10058136

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5625 CLEARLAKE DR, HICKORY, NC 28601-9415
Document Number	0010021236
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5625 CLEARLAKE DR HICKORY NC 286019415, HICKORY, NC 28601-9415

Mortgage

Document Number	0010021236
Date	Apr 13, 2018
Book Page	001939/000574
Instrument	10021236

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5625 Clearlake Dr was $3,416, down 21.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,416.00 (-21.4%)	$568,800 (-) Land $58,900 Building $509,900
2025	$4,346.00	$568,800 Land $58,900 Building $509,900	$568,800 Land $58,900 Building $509,900
2023		$359,300 (-) Land $58,900 Building $300,400	$359,300 (-) Land $58,900 Building $300,400
2022	$2,557.00	$359,300 Land $58,900 Building $300,400	$359,300 Land $58,900 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5625 Clearlake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5625 Clearlake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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