5624 Memory Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5624 Memory Ln, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,122 sqft · built 1949
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$858,000 (Feb 2025)
Tax Bill$7,094 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN253-0072-010-0000

Property Details

APN / Parcel Number

Primary APN253-0072-010-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,122 sqft Living Area
1st Floor Area2,122 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCustom Design
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5624 MEMORY LN
CityFAIR OAKS
StateCA
Zip95628-2959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionPOR TR 504 CITRUS HEIGHTS ADD NO 14 BEG AT A PTN 89%51W 404.75 FT AND N 0%26W 262.32 FT FROMSE COR OF TR 504 TH FROM POB N
Legal SubdivisionCITRUS HEIGHTS ADD
Legal Tract504
Legal Lot Number504
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2014
Census Tract8204

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1875 MAMMOTH WAY, SACRAMENTO, CA 95834-2803
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2025 · Amount on Record
Deed SaleFeb 14, 2025 · Amount on Record
Prior SaleJun 5, 2024 · Amount on Record
Deed Book / Page20250214 / 423
Prior Transfer DateAug 31, 2005
Prior Transfer Doc0000001591
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5624 MEMORY LN, FAIR OAKS, CA 95628-2959
Document Number2010201588
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5624 MEMORY LN FAIR OAKS CA 956282959, FAIR OAKS, CA 95628-2959

Mortgage

Document Number2010201588
DateOct 20, 2020
Instrument2010201588
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$875,160 (+49.83%) Land $122,400 Building $752,760
2025$7,094.00 (+104.61%)$584,100 (+107.9%) Land $139,230 Building $444,870
2024$3,467.00 (+3.03%)
2023$3,365.00 (+0.45%) Homeowner's exemption$280,956 Land $84,159 Building $196,797
2022$3,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1995)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

Nearby Properties on Memory Ln

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