5624 Kiva Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5624 Kiva Dr, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,602 sqft · built 1961
Lot Size0.187 acres (8,132 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (May 2012)
Tax Bill$2,995 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN230-0283-007-0000

Property Details

APN / Parcel Number

Primary APN230-0283-007-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,602 sqft Living Area
1st Floor Area1,602 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area8,132 sqft (0.187 acres)
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5624 KIVA DR
CityCARMICHAEL
StateCA
Zip95608-8028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK CREEK ESTATES, LOT 26
Legal SubdivisionOAK CREEK ESTATES
Legal Lot Number26
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1018
Census Tract7604

Owner

Source: Sacramento County records · APN 230-0283-007-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5624 KIVA DR, CARMICHAEL, CA 95608-8028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 03, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleNov 29, 2007 · Amount on Record
Deed Book / Page20120531 / 133
Prior Transfer DateNov 26, 2007
Prior Transfer Doc0000001315
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateJun 05, 2026
Property Address5624 KIVA DR, CARMICHAEL, CA 95608-8028
Document Number2026000350
Book / Page20260605 / 350
Instrument DateMay 21, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5624 KIVA DR, CARMICHAEL, CA 95608-8028
InvestorPossibly a Property Investor

Mortgage

Document Number2026000350,
DateJun 05, 2026
Book Page20260605/350
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5624 KIVA DR, CARMICHAEL, CA 95608-8028
Transaction TypeMortgage
Record UpdatedAug 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5624 KIVA DR, CARMICHAEL, CA 95608-8028

Mortgage

Document Number0000000321
DateJul 27, 2023
Instrument202307270321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2043

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5624 KIVA DR, CARMICHAEL, CA 95608-8028
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5624 KIVA DR, CARMICHAEL, CA 95608-8028

Mortgage

Document Number2021090300767
DateSep 03, 2021
Instrument2021090300767
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$256,220 (+2%) Land $128,110 Building $128,110
2025$2,995.00 (+0.94%)$251,198 (+4.04%) Land $125,599 Building $125,599
2024$2,967.00 (+2.59%)
2023$2,892.00 (+0.56%)$241,446 Land $120,723 Building $120,723
2022$2,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670076041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
23 of 24 on primary residences

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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