5624 Ard Creek Rd, Red Level, AL 36474 Property Records

Covington County property record for 5624 Ard Creek Rd, Red Level, AL 36474

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,881 sqft · built 2021
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-01-02-0-000-010.001`

Property Details

APN / Parcel Number

Primary APN	`23-15-01-02-0-000-010.001`
Alternative APNs	`15010200000100010` `1501020000010001` `23323380`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,881 sqft Living Area
1st Floor Area	2,561 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft (24 acres)
Terrain	Wooded

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23323380
Street Address	5624 ARD CREEK RD
City	RED LEVEL
State	AL
Zip	36474-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2017/8475 JSD 6/7/17 BEG @ NW COR OF SE4 OF SE4 SEC 2 T4N R14E POB; TH S-1270.6'; E-657'; N-1290.8'; W-221.6'; N-842.2'
Legal Range	14E
Legal Township	04N
Legal Section	02
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3020
Census Tract	961700

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5624 ARD CREEK RD, RED LEVEL, AL 36474-3464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit CCB COMMUNITY BANK
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	5624 ARD CREEK RD, RED LEVEL, AL 36474-3464
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5333 ARD CREEK RD, RED LEVEL, AL 36474-3346

Mortgage

Document Number	2020/19861
Date	Oct 8, 2020
Book Page	2020/19861

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	5624 ARD CREEK RD, RED LEVEL, AL 36474-3464
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/27843
Date	Nov 18, 2021
Book Page	2021/27843

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00 (-1.17%) Homeowner's exemption	$95,284 (+122.21%) Land $15,780 Building $79,504	$476,420 (-1.11%) Land $78,900 Building $397,520
2024	$1,112.00 (+6.62%) Homeowner's exemption	$42,880 (-3.74%) Land $2,600 Building $40,280	$481,760 (+8.15%) Land $78,900 Building $402,860
2023	$1,043.00 (+29.08%) Homeowner's exemption	$44,544 (+27.76%) Land $6,660 Building $37,884	$445,440 (+27.76%) Land $66,600 Building $378,840
2022	$808.00 Homeowner's exemption	$34,866 Land $5,550 Building $29,316	$348,660 Land $55,500 Building $293,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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