St. Joseph County property record for 56234 Wilbur Rd, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,128 sqft · built 1970 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2026) |
| Tax Bill | $481 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-006-008-00 |
| Primary APN | 009-006-008-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,128 sqft Building Perimeter |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 330 ft deep x 131 ft wide |
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 56234 WILBUR RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM S 3D 13M 1197.5 FT E OF SE COR SW 1/4 SEC 31 T5S R11W THE POB TH W 330 FT S 3D 13M E 131.45 FT E 330 FT N 3D 13M W 131.45 |
| Legal Range | 11W |
| Legal Township | 05S |
| Legal Section | 31 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 009-006-008-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2007 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN HOME MORTGAGE CORP |
| Sep 18, 2013 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 29, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jul 17, 1996 |
| Deed Document Number | 20264466 |
| Prior Transfer Date | Mar 02, 1975 |
| Prior Transfer Doc | 1445000855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Document Number | 2022000780 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022000780 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01445/0856 |
|---|---|
| Date | Jul 16, 2007 |
| Book Page | 1445/0856 |
| Name | AMERICAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01719/0716 |
|---|---|
| Date | Sep 18, 2013 |
| Book Page | 1719/0716 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 29, 2026 |
| Property Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Document Number | 0000004466 |
| Instrument Date | May 26, 2026 |
| Instrument | 20264466 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 56234 WILBUR RD, THREE RIVERS, MI 49093-9616 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004467, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20264467 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,700 (+4.3%) | $179,400 (+4.3%) | |
| 2025 | $481.00 Homeowner's exemption | $86,000 Land $9,200 Building $76,800 | $172,000 Land $18,400 Building $153,600 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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