56221 Tree Duck Rd, Bend, OR 97707 Property Records

Deschutes County property record for 56221 Tree Duck Rd, Bend, OR 97707 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2013
Square Footage	2,320 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$950,000 (2022)
Tax Bill	$4,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`201118-B0-12400`
Alternative APNs	`R1019201118B012400` `125486`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,320 sqft Living Area
Gross Area	3,460 sqft Gross Area
1st Floor	2,320 sqft 1st Floor
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Great Room	Great Room
Stories	1 Stories
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	43,560 sqft (1 acres)
Garage Area	1,140 sqft Garage

Utilities and HVAC

Water Source	Well Water Source

Location & Zoning

Account Number	125486
Street Address	56221 TREE DUCK RD
City	BEND
State	OR
Zip	97707-2109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OREGON WATER WONDERLAND UNIT NO 2 BLOCK 55 LOT 5
Legal Range	11
Legal Township	20
Legal Section	18
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	55
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Minor Civil Division	SISTERS-MILLICAN
Census Blockgroup	2
Census Block	2005
Census Tract	301

Owner

Source: Deschutes County records · APN 201118-B0-12400

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56221 TREE DUCK RD, BEND, OR 97707-2109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Sep 19, 2012 · Amount on Record
Deed Doc Number	202221631
Prior Transfer Date	Jan 09, 2006
Prior Transfer Doc	0000001515
Record Refreshed	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 27, 2022
Property Address	56221 TREE DUCK RD, BEND, OR 97707-2109
Document Number	0000021631
Instrument Date	May 19, 2022
Instrument	2022-21631
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	56221 TREE DUCK RD, BEND, OR 97707-2109

Mortgage

Document Number	0000021632
Date	May 27, 2022
Instrument	2022-21632

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+5.62%)	$257,260 (+3%)	$844,910 (+3.44%) Land $255,200 Building $589,710
2024	$4,093.00 (+2.25%)	$249,770 (+3%)	$816,820 (-1.35%) Land $255,200 Building $561,620
2023	$4,003.00	$242,500	$827,980 Land $255,200 Building $572,780

Flood & Wildfire

56221 Tree Duck Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 14th in Oregon
Wildfire Likelihood	Low — about 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.