5622 Larson Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 5622 Larson Ln, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,645 sqft · built 2006
Lot Size	0.386 acres (16,845 sqft)
Owner	Individual Name on File
Last Sale	$635,500 (Nov 2021)
Tax Bill	$6,271 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-242-52`

Property Details

APN / Parcel Number

Primary APN	`227-242-52`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,645 sqft Heated Area
Gross Area	4,046 sqft
1st Floor Area	1,932 sqft
Upper Floors Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	16,845 sqft (0.386 acres)
Garage Area	519 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-242-52
Street Address	5622 LARSON LN
City	CHARLOTTE
State	NC
Zip	28270-0608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L1 M42-767
Legal Subdivision	OAK MANOR
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	5848

Owner

5622 Larson Ln is owned and occupied by an individual who bought it in November 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5622 LARSON LN, CHARLOTTE, NC 28270-0608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Oct 28, 2009 · Amount on File
Deed Document Number	0036779541
Deed Book / Page	36779 / 541
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 18, 2021
Property Address	5622 LARSON LN, CHARLOTTE, NC 28270-0608
Document Number	0000220123
Book / Page	36779 / 541
Map Reference	MB 42 PG 767
Instrument Date	Nov 18, 2021
Instrument	2021220123
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CITY OAKS TITLE, CITY OF OAKS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3726 COLE MILL RD, CHARLOTTE, NC 28270-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5622 LARSON LN, CHARLOTTE, NC 28270-0608

Mortgage

Document Number	0000220124
Date	Nov 18, 2021
Instrument	2021220124

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5622 LARSON LN, CHARLOTTE, NC 28270-0608
Document Number	0000154757
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5622 LARSON LN CHARLOTTE NC 282700608, CHARLOTTE, NC 28270-0608

Mortgage

Document Number	0000154757
Date	Nov 13, 2019
Book Page	034033/000480
Instrument	154757

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.39%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 5622 Larson Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2018–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5622 Larson Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile, Windstream.

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