San Diego County property record for 5622 Chincoteague Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,169 sqft · built 2013 |
| Lot Size | 0.311 acres (13,545 sqft) |
| Owner | Company Name on File |
| Last Sale | $748,000 (Jan 2014) |
| Tax Bill | $10,922 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-622-04-00 |
| Primary APN | 122-622-04-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,169 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 13,545 sqft (0.311 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5622 CHINCOTEAGUE CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP-EQ |
| Legal Description | LOT 35 TR 015871 |
| Legal Subdivision | HI HOPE RANCH |
| Legal Tract | 015871 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 18612 |
5622 Chincoteague Ct is owned by a company that acquired it in September 2020 and is owner-occupied.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2014 · Amount on File |
| Deed Sale | Jan 31, 2014 · Amount on File |
| Deed Document Number | 201442910 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000656402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Document Number | 0000439866 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022-0439866 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Document Number | 0000580747 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0580747 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000241174 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020-0241174 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Oct 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 5622 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5548 |
| Document Number | 0000656402 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 656402 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5622 CHINCOTEAGUE CT OCEANSIDE CA 920575548, OCEANSIDE, CA 92057-5548 |
The 2025 property tax bill for 5622 Chincoteague Ct was $10,922 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $988,728 (+2%) Land $437,627 Building $551,101 | |
| 2025 | $10,922.00 Homeowner's exemption | $969,343 Land $429,047 Building $540,296 |
| 2023 | $10,050.00 (+0.26%) Homeowner's exemption | $931,704 Land $412,388 Building $519,316 |
| 2022 | $10,024.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5622 Chincoteague Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5622 Chincoteague Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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