5621 Spectrum Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5621 Spectrum Dr, Frederick, MD 21703 · Last verified July 2026

Property Summary

Property Type	Restaurant
Details	13,207 sqft · built 1995
Lot Size	2.58 acres (112,385 sqft)
Owner	Company Name on File
Last Sale	$6,450,000 (Sep 2025)
Tax Bill	$49,358 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`28-578989`

Property Details

APN / Parcel Number

Primary APN	`28-578989`
Alternative APN	`578989`

Interior

Stories	1 Story
Building Area	13,207 sqft Gross Area
1st Floor Area	13,207 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
View / Lot	Commercial/Industrial
Canopy	310 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	578989
Street Address	5621 SPECTRUM DR
City	FREDERICK
State	MD
Zip	21703-8301
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 2E SEC 5 2.586 ACRES HARDING FARM
Legal Subdivision	HARDING FARM SEC 05
Legal Lot Number	2E
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3011
Census Tract	751003

Owner

Source: Frederick County records · APN 28-578989

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12230 NELSON RD, MOORPARK, CA 93021-8772
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWNEBANK
Sep 17, 2025	Deed of Trust, Mortgage RICHARD R SMITH
Sep 17, 2025	Deed of Trust, Mortgage PAUL V SEVERIN JR
Sep 17, 2025	Deed of Trust, Mortgage JAMES R SLEDD
Sep 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN CAPITAL MANAGEMENT LLC
Sep 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN CAPITAL MANAGEMENT LLC
Sep 17, 2025	Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Aug 05, 2022	Deed, Transfer · Commercial Mortgage TOWNEBANK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit CNB BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Aug 05, 2022 · Amount on Record
Deed Book / Page	17517 / 225
Prior Transfer Date	Aug 28, 2025
Prior Transfer Doc	0175170225
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 W VILLAGE GREEN DR 104, 104, MIDLOTHIAN, VA 23112-4851

Mortgage

Document Number	0164080229
Date	Apr 20, 2023
Book Page	16408/229

Lender

Name	TOWNEBANK
Type	Bank
Address	GLEN ALLEN, VA 23060

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301

Mortgage

Document Number	0175170320
Date	Sep 17, 2025
Book Page	17517/320

Lender

Name	RICHARD R SMITH
Type	Private Party
Address	5104 W VILLAGE GREEN DR STE 108, MIDLOTHIAN, VA 23112

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301

Mortgage

Document Number	0175170274
Date	Sep 17, 2025
Book Page	17517/274

Lender

Name	PAUL V SEVERIN JR
Type	Private Party
Address	5104 W VILLAGE GREEN DR # 1087, MIDLOTHIAN, VA 23112

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301

Mortgage

Document Number	0175170297
Date	Sep 17, 2025
Book Page	17517/297

Lender

Name	JAMES R SLEDD
Type	Private Party
Address	5104 W VILLAGE GREEN DR STE 108, MIDLOTHIAN, VA 23112

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12230 NELSON RD, MOORPARK, CA 93021-8772

Mortgage

Document Number	0175170249
Date	Sep 17, 2025
Book Page	17517/249

Lender

Name	LINCOLN CAPITAL MANAGEMENT LLC
Type	Non-Lending Institution
Address	ADDISON, TX 75001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Oct 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12230 NELSON RD, MOORPARK, CA 93021-8772

Mortgage

Document Number	0175170249
Date	Sep 17, 2025
Book Page	17517/249

Lender

Name	LINCOLN CAPITAL MANAGEMENT LLC
Type	Non-Lending Institution
Address	ADDISON, TX 75001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2025
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Document Number	0175170225
Book / Page	17517 / 225
Map Reference	MB 56 PG 22&23
Instrument Date	Aug 28, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12230 NELSON RD, MOORPARK, CA 93021-8772

Mortgage

Document Number	0017517229
Date	Sep 17, 2025
Instrument	17517/229

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 05, 2022
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Document Number	0160710460
Book / Page	16071 / 460
Map Reference	MB 56 PG 22&23
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	HUTTON PATT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 W VILLAGE GREEN DR STE 104, 104, MIDLOTHIAN, VA 23112-4851

Mortgage

Document Number	0160710466
Date	Aug 05, 2022
Book Page	16071/466

Lender

Name	TOWNEBANK
Type	Bank
Address	GLEN ALLEN, VA 23060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5621 SPECTRUM DR, FREDERICK, MD 21703-8301
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118930234
Date	Jun 27, 2017
Book Page	11893/0234
Instrument	11893-0234

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,358.00 (+11.79%)	$3,826,033 (+20.44%)	$4,615,900 (+34.53%) Land $1,470,600 Building $3,145,300
2024	$44,151.00 (+10.83%)
2023	$39,836.00	$3,176,800	$3,431,100 Land $1,154,300 Building $2,276,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Spectrum Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures