5621 Penguin Dr, Roanoke, VA 24018 Property Records

Roanoke County property record for 5621 Penguin Dr, Roanoke, VA 24018

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,576 sqft · built 1981
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Feb 2023)
Tax Bill$4,175 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Feb 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN087.09-04-06

Property Details

APN / Parcel Number

Primary APN087.09-04-06
Alternative APNs
  • 000038300
  • 08709 4 6

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,576 sqft Finished Area
Gross Area3,866 sqft
1st Floor Area1,617 sqft
Basement Area1,593 sqft
Finished Basement959 sqft
Unfinished Basement634 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchPatio
Porch Area320 sqft
Deck Area176 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000038300
Street Address5621 PENGUIN DR
CityROANOKE
StateVA
Zip24018-4856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 26 BLK RR SEC 15 PENN FOREST
Legal SubdivisionPENN FOREST (NEW)
Legal BlockR
Legal Lot Number26
JurisdictionROANOKE VA
Township / Civil DivisionCAVE SPRING
Census Block Group2
Census Block2004
Census Tract30802

Owner

5621 Penguin Dr is owned and occupied by an individual who bought it in February 2023.

Source: Roanoke County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Feb 7, 2023Deed, Transfer · Conventional Mortgage
BANK OF BOTETOURT
Apr 19, 2022Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 21, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Jul 26, 2019Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2023 · Amount on File
Deed SaleFeb 7, 2023 · Amount on File
Prior SaleApr 19, 2022 · Amount on File
Deed Document Number2023835
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5621 PENGUIN DR, ROANOKE, VA 24018-4856

Mortgage

Document Number0000001587
DateMar 11, 2024
Instrument202401587
Lender
NameCOGENT BANK
TypeBank
AddressLYNCHBURG, VA 24502
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionROANOKE VA
Recording DateFeb 7, 2023
Property Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
Document Number0000000835
Map ReferenceMB 9 PG 138&139
Instrument DateJan 26, 2023
Instrument202300835
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyPERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5621 PENGUIN DR, ROANOKE, VA 24018-4856

Mortgage

Document Number0000000836
DateFeb 7, 2023
Instrument202300836
Lender
NameBANK OF BOTETOURT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 7, 2053

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionROANOKE VA
Recording DateApr 19, 2022
Property Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
Document Number0000004293
Map ReferenceMB 9 PG 138&139
Instrument DateApr 8, 2022
Instrument202204293
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5621 PENGUIN DR, ROANOKE, VA 24018-4856

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
Document Number0000009590
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5621 PENGUIN DR ROANOKE VA 240184856, ROANOKE, VA 24018-4856

Mortgage

Document Number0000009590
DateAug 25, 2020
Instrument9590
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 24, 2050
Interest
Rate2.75%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5621 PENGUIN DR, ROANOKE, VA 24018-4856
Document Number0000007180
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5621 PENGUIN DR ROANOKE VA 240184856, ROANOKE, VA 24018-4856

Mortgage

Document Number0000007180
DateAug 5, 2019
Instrument7180
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5621 Penguin Dr was $4,175.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,175.00$405,400 Land $74,100 Building $331,300$405,400 Land $74,100 Building $331,300
2023$3,575.00$337,300 Land $61,800 Building $275,500$337,300 Land $61,800 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5621 Penguin Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1985–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2018 · Tropical Storm Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5621 Penguin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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