5620 Vincent Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5620 Vincent Rd, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	2 ba · 1,674 sqft · built 1945
Lot Size	1.3 acres (57,063 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Oct 2022)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Oct 2022 Sale May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101L A 001`

Property Details

APN / Parcel Number

Primary APN	`101L A 001`
Alternative APN	`0000029883`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,063 sqft (1.3 acres)
Lot Dimensions	127 ft deep x 450 ft wide
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000029883
Street Address	5620 VINCENT RD
City	CHATTANOOGA
State	TN
Zip	37416-1043
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 14 HARRISON BLUFF PB16 PG117
Legal Subdivision	HARRISON BLUFF
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer
May 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Oct 9, 2019
Deed Document Number	0013113659
Deed Book / Page	13113 / 659
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 11, 2022
Property Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043
Document Number	0000000098
Book / Page	13113 / 659
Map Reference	MB 16 PG 117
Instrument Date	Oct 11, 2022
Instrument	2022101100098
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000098
Date	May 16, 2017
Book Page	11050/681
Instrument	2017051600098

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 9, 2019
Property Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043
Document Number	1009000206
Book / Page	011784 / 000866
Instrument Date	Oct 8, 2019
Instrument	191009000206
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 VINCENT RD CHATTANOOGA TN 374161043, CHATTANOOGA, TN 37416-1043

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 9, 2019
Property Address	5620 VINCENT RD, CHATTANOOGA, TN 37416-1043
Document Number	1009000207
Book / Page	011784 / 000869
Instrument Date	Oct 8, 2019
Instrument	191009000207
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5620 VINCENT RD CHATTANOOGA TN 374161043, CHATTANOOGA, TN 37416-1043

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00 (+13.41%)	$200,325 (+67.39%)	$801,300 (+67.39%) Land $515,000 Building $286,300
2024	$2,677.00 (-0.34%)	$119,675 (-)	$478,700 (-) Land $375,000 Building $103,700
2023	$2,686.00	$119,675	$478,700 Land $375,000 Building $103,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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