5620 Rainbow Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 5620 Rainbow Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1977
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2019)
Tax Bill	$2,697 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0513470`

Property Details

APN / Parcel Number

Primary APN	`R0513470`
Alternative APNs	`05-1996-18-4-02-07-0000` `0000010531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000010531
Street Address	5620 RAINBOW DR
City	HELENA
State	MT
Zip	59602-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SETTLERS COVE MINOR ADDITION, S18, T11 N, R02 W, LOT 4
Legal Range	02W
Legal Township	11N
Legal Section	18
Legal Subdivision	SETTLERS COVE MINOR ADDITION
Legal Lot Number	4
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	2
Census Block	2054
Census Tract	300

Owner

5620 Rainbow Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5620 RAINBOW DR, HELENA, MT 59602-9574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Aug 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	20193341541
Deed Book / Page	55 / 8968
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	00M55/8968
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5620 RAINBOW DR, HELENA, MT 59602-9574
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 RAINBOW DR, HELENA, MT 59602-9574

Mortgage

Document Number	000M60/728
Date	Oct 15, 2021
Book Page	M60/728
Instrument	3387820

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 21, 2019
Property Address	5620 RAINBOW DR, HELENA, MT 59602-9574
Document Number	00M55/8968
Book / Page	M55 / 8968
Map Reference	DOC 271498
Instrument Date	Aug 16, 2019
Instrument	3341541
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5620 RAINBOW DR, HELENA, MT 59602-9574

Mortgage

Document Number	0003341542
Date	Aug 21, 2019
Instrument	3341542

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5620 Rainbow Dr was $2,697, up 6.5% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,697.00 (+6.52%)	$521,200 (-)
2025	$2,532.00	$521,200	$521,200 Land $207,665 Building $313,535
2023	$4,202.00	$460,400	$460,400 Land $187,490 Building $272,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5620 Rainbow Dr in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1996 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5620 Rainbow Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 74% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Montana Internet Fixed Wireless · Fiber in parts of the area	25 / 5
CenturyLink DSL	10 / 1

May also be available: AT&T, Global Net, T-Mobile.

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