5620 Pine Lake Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 5620 Pine Lake Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on File
Last Sale	$374,900 (Feb 2022)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SU 472 2`

Property Details

APN / Parcel Number

Primary APN	`SU 472 2`

Exterior

Lot Area	215,622 sqft (4.95 acres)

Location & Zoning

Street Address	5620 PINE LAKE RD
City	RHINELANDER
State	WI
Zip	54501-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 830537/543872 PT NW SE 4.95ASM B2960
Legal Range	09E
Legal Township	38N
Legal Section	33
Jurisdiction	ONEIDA WI
Township / Civil Division	SUGAR CAMP
Census Block Group	2
Census Block	2002
Census Tract	970603

Owner

5620 Pine Lake Rd is owned and occupied by an individual who bought it in February 2022.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5620 PINE LAKE RD, RHINELANDER, WI 54501-9699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Deed Document Number	2022830537
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Feb 3, 2022
Property Address	5620 PINE LAKE RD, RHINELANDER, WI 54501-9699
Document Number	0000830537
Instrument Date	Feb 2, 2022
Instrument	830537
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,124.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830538
Date	Feb 3, 2022
Instrument	830538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	5620 PINE LAKE RD, RHINELANDER, WI 54501-9699
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	809266
Date	Aug 19, 2020
Instrument	809266

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5620 Pine Lake Rd was $2,213 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Sugar Camp Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,213.00	$190,600 Land $29,900 Building $160,700	$325,306 Land $51,032 Building $274,274
2023	$2,282.00 Homeowner's exemption	$190,600 Land $29,900 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5620 Pine Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5620 Pine Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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